$599,999
↓ $39,901 from $639,900
Est. payment $2,657/moCalculate yours
4304 Hopkins Bay Road, Ramara, ON L3V 0N6
Rural Ramara, Ramara, ON L3V 0N6
- 1 + 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX RIGHT MOVE MLS® S13758364
About this home
Welcome to 4304 Hopkins Bay Road, a charming lakeside retreat offering stunning views of Lake Couchiching and a deeded right-of-way to the community beach just steps across the road. Set on a private road in Ramara Township, this 50′ x 144′ lot is home to a beautifully finished residence boasting over 1,700 sq. ft. of comfortable living space. Step inside to a bright and welcoming main level, where a spacious eat-in kitchen and dining area flow seamlessly into a cozy living room, perfect for entertaining or relaxing after a day on the water. A separate sitting room offers additional flexible space, while a well-appointed bedroom and a four-piece bathroom complete this level. The lower level continues to impress with two more generously sized bedrooms, a large recreation room ideal for movie nights or a home gym, a convenient laundry area, and a three-piece bathroom, making this home ideal for families or multi-generational living. Outside, car enthusiasts and hobbyists alike will appreciate the fully insulated 16′ x 20′ detached garage, complete with a versatile loft space featuring its own ductless heat pump and air conditioning unit, perfect for a home office, studio, or guest space. The home is efficiently heated with natural gas, ensuring comfort throughout the seasons. Enjoy the best of lakeside living, just an eight-minute drive to Orillia’s shops and restaurants, minutes from Casino Rama, and close to scenic recreational trails and year-round amenities. Whether you’re looking for a weekend getaway or a full-time residence, this Lake Couchiching gem offers the perfect blend of comfort, convenience, and natural beauty. Recent upgrades include the furnace, shingles, water heater, concrete pathway and paved driveway.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 1 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Block
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50 x 144 Feet
- Parking
- Detached garage · 6 total
- Zoning
- SR
Financial
- Property Taxes
- $2,442 (2025)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Rama Rd & Hopkins Bay Rd.
- Direction Faces
- East
Listing
- MLS® Number
- S13758364
- Days on Market
- 40
- Listed On
- 2026-09-08
- Listed By
- RE/MAX RIGHT MOVE
Rooms
Features
Interior
- Other
Property
- Lake Access
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, hut tub.
- Excluded
- All Remaining contents in the house, gargae and on the property.
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $204
- Condo fees
- $0
- Estimated monthly cost
- $2,860
Your mortgage
- Mortgage amount
- $479,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,000
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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