Gurvinder Nokwal REALTOR®
For Sale Detached 213 days on market

$849,990 ↓ $75,010 from $925,000

Est. payment $3,764/moCalculate yours

3 Cathcart Street, Huron-Kinloss, ON N2Z 2X6

Huron-Kinloss, Huron-Kinloss, ON N2Z 2X6

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft
Map

Listing courtesy of Lake Range Realty Ltd. MLS® X12899744

About this home

Steps from Lake Huron’s white sandy shoreline and legendary sunsets, this inviting backsplit is tucked into the sought-after lakeside community of Lurgan Beach. Set on a spacious and private lot with plenty of parking, the property features a new wrap-around deck, large yard for outdoor activities, fire pit area, outdoor shower with warm water, two storage sheds for beach gear, outdoor equipment and workshop with electricity. Inside, the bright open-concept kitchen, dining, and living area offers vaulted ceilings and a wall of windows, along with a cozy wood stove. The lower levels features a spacious family room with beautiful stone gas fireplace and built-ins, fourth bedroom, second bath, and laundry, while the upper level offers two bedrooms, a 4-piece bath, and a primary bedroom with patio doors leading to a Juliet balcony. Extensively updated inside and out, including flooring, bathroom remodel, natural gas fireplace and furnace, new hot water tank, Tesla 60 amp charger and freshly primed and painted throughout. Close to the boat launch, parks, tennis courts, and scenic walking trails. Many extensive updates inside and out! Whether you’re searching for a private Lake Huron getaway or a property with proven income potential, this one offers the best of both worlds.

Property details

Overview

Property Type
Detached
Style
Backsplit 4
For
For Sale
Status
Price Change
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Wood
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Septic

Lot & Parking

Lot Size
122 x 205 Feet
Parking
None garage · 6 total

Financial

Property Taxes
$4,181 (2026)

Location

Neighbourhood
Huron-Kinloss
Cross Street
Bell Drive
Direction Faces
West

Listing

MLS® Number
X12899744
Days on Market
213
Listed On
2026-03-19
Listed By
Lake Range Realty Ltd.

Rooms

Room Level Dimensions
Bedroom Lower 13′ 1″ × 15′ 5″
Dining Room Main 7′ 10″ × 16′ 8″
Primary Bedroom Upper 15′ 3″ × 9′ 7″
Recreation Lower 14′ 6″ × 11′ 7″
Living Room Main 15′ 3″ × 14′ 3″
Kitchen Main 7′ 5″ × 10′ 4″
Bedroom Upper 11′ 2″ × 8′ 11″
Utility Room Lower 14′ 0″ × 10′ 4″
Other Lower 14′ 0″ × 12′ 8″
Bathroom Main 8′ 10″ × 5′ 7″
Bedroom Upper 15′ 2″ × 9′ 7″
Family Room Lower 14′ 8″ × 21′ 0″

Features

Interior

  • Sump Pump
  • Storage
  • Water Heater Owned

Pool

  • None
Included
Refrigerator, Stove, Dishwasher, Microwave, Washer/Dryer, Kitchen Island, Fire Poker Set, Bathroom Ladder, Window Coverings
Excluded
Basement Refrigerator, Stand Up Freezer, Portable Hot Tub, Paint, TV's , Wood Rack,

Mortgage calculator

Minimum for this price: $59,999 (7.06%)

Amortization, years

Estimated mortgage payment

$3,764 per month

Principal and interest
$3,764
Property tax
$348
Estimated monthly cost
$4,112

Your mortgage

Mortgage amount
$679,992
Mortgage insurance
Not needed
Interest over 25 years
$449,080

Cash to close

Down payment
$169,998
Land transfer tax
$13,475
Total, before legal fees
$183,473
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3 Cathcart Street, Huron-Kinloss, ON N2Z 2X6 Huron-Kinloss, Huron-Kinloss, ON N2Z 2X6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$849,990 3 Cathcart Street, Huron-Kinloss, ON N2Z 2X6
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