$534,900
↓ $40,100 from $575,000
Est. payment $2,368/moCalculate yours
1320 St Joseph Road, Russell, ON K0A 1W0
603 - Russell Twp, Russell, ON K0A 1W0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of EXIT REALTY MATRIX MLS® X13467600
About this home
Situated in a peaceful country setting surrounded by mature trees and natural privacy, this charming double-gallery 2-storey home offers space, character, and endless potential for those looking to make it their own. A paved driveway, landscaped grounds, covered front porch, and welcoming entrance create a warm first impression. Inside, you’ll find a bright and inviting foyer leading to spacious living areas designed for comfortable country living. The kitchen features ample cabinetry, generous counter space, a sit-at island, and an eating area with access to the front porch. The cozy living room is highlighted by a wood stove, while a convenient 2-piece bathroom completes the main level. Upstairs, a beautiful wood staircase leads to the primary bedroom with patio doors opening to the full upper gallery overlooking the front yard, along with two additional bedrooms, a den, office area, and walk-in closet space. The partially finished lower level offers additional living space with a recreation room, dedicated laundry room, utility room, and plenty of storage. Outside, enjoy the peaceful surroundings from the deck, patio, gazebo, and firepit area. A standout feature is the impressive 18′ x 40′ detached garage that is heated, insulated, and equipped with electricity, plus an attached 10′ x 42′ carport and secondary garage door access for tractors and yard equipment. Offering the charm of a classic double-gallery country home and the opportunity to add your own personal touches, this property is ready for its next chapter.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 101.71 x 219.82 Feet
- Parking
- Detached garage · 8 total
Financial
- Property Taxes
- $3,431 (2025)
Location
- Neighbourhood
- 603 - Russell Twp
- Cross Street
- Route 400 and St. Joseph
- Direction Faces
- West
Listing
- MLS® Number
- X13467600
- Days on Market
- 122
- Listed On
- 2026-06-18
- Possession
- Flexible
- Listed By
- EXIT REALTY MATRIX
Rooms
Features
Interior
- Auto Garage Door Remote
- Water Treatment
- Water Softener
Property
- Place Of Worship
- Rec./Commun.Centre
- School
- School Bus Route
- Park
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, EcoB Thermostat, UV & Water Treatment, 1 Shed, Hot Water Tank, 2 Garage Door Openers
- Excluded
- Washer & Dryer
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$2,368 per month
- Principal and interest
- $2,368
- Property tax
- $286
- Condo fees
- $0
- Estimated monthly cost
- $2,654
Your mortgage
- Mortgage amount
- $427,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $282,606
Cash to close
- Down payment
- $106,980
- Land transfer tax
- $7,173
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $114,153
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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