Gurvinder Nokwal REALTOR®
For Sale Detached 38 days on market

$1,175,000

Est. payment $5,203/moCalculate yours

89 Smith’s Bay Avenue, Prince Edward County, ON K0K 2T0

North Marysburg Ward, Prince Edward County, ON K0K 2T0

  • 3 Beds
  • 3 Baths
  • 2 Garage
  • 3,000 Sq Ft

Listing courtesy of Keller Williams Energy Real Estate MLS® X13765706

About this home

Waterfront living at its finest in Prince Edward County! Welcome to this spectacular 3-bedroom, 3-bathroom bungalow set directly on Smith’s Bay, opening into Lake Ontario. The truly magnificent great room is the showpiece of the home, featuring soaring vaulted ceilings, dramatic skylights and an abundance of natural light. Spacious and impressive, it offers a wonderful setting for entertaining, gathering with family or simply enjoying the beauty of this exceptional home. The custom kitchen complements the great room perfectly, while a separate family room provides a more relaxed space for everyday living. A versatile office/den with direct access to the outdoors offers an ideal work-from-home space, private retreat or additional flexibility for family and guests. The thoughtful layout also provides excellent potential for generational living. The home has seen many updates throughout, including a durable steel shingled roof, fully encapsulated crawl space and heated water line. An extra-wide garage provides ample room for vehicles, recreational equipment and storage. Outside, enjoy the beautifully landscaped grounds, large deck and waterfront pergola, the perfect place to sit and unwind while taking in the peaceful views across Smith’s Bay. Situated directly on the bay, this property offers an exceptional waterfront lifestyle, from kayaking and boating to relaxing and entertaining by the water. The generous waterfront setting also presents exciting potential to add a private dock into Smith’s Bay, subject to the necessary approvals, creating an even greater connection to the water and Lake Ontario beyond. A rare opportunity to own a beautifully updated waterfront home with exceptional living space, flexible accommodations and the potential to create your own private waterfront retreat in Prince Edward County. Come see 89 Smiths Bay Avenue today, fall in love and you too can call the County Home!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
31-50
Size
3,000 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Full, Crawl Space

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles, Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
101.72 x 352.41 Feet
Parking
Attached garage · 8 total

Financial

Property Taxes
$6,529 (2025)

Location

Neighbourhood
North Marysburg Ward
Cross Street
Smith's Bay and County Road 8
Direction Faces
South

Listing

MLS® Number
X13765706
Days on Market
38
Listed On
2026-09-10
Possession
TBD
Listed By
Keller Williams Energy Real Estate

Rooms

Room Level Dimensions
Primary Bedroom Main 25′ 6″ × 15′ 0″
Sunroom Main 15′ 5″ × 14′ 10″
Family Room Main 18′ 0″ × 15′ 7″
Laundry Main 8′ 8″ × 10′ 6″
Great Room Main 31′ 11″ × 28′ 11″
Den Main 14′ 7″ × 25′ 9″
Bedroom 2 Main 15′ 5″ × 10′ 10″
- Main 21′ 10″ × 19′ 3″
Kitchen Main 20′ 3″ × 12′ 10″
Bedroom 3 Main 14′ 4″ × 12′ 10″

Features

Interior

  • Auto Garage Door Remote
  • Countertop Range
  • Built-In Oven
  • Generator - Full
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater Owned
  • Workbench
  • Wheelchair Access
  • Water Purifier
  • Water Treatment

Property

  • Clear View
  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Lake/Pond
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
Fridge, Cook Top, Built in Oven, Washer, Dryer, Dishwasher, Hot Tub, Custom Window Coverings
Excluded
Primary Bedroom Ensuite Light Fixture (to be replaced prior to closing)
Rental items
Propane Tanks

Mortgage calculator

Minimum for this price: $92,500 (7.87%)

Amortization, years

Estimated mortgage payment

$5,203 per month

Principal and interest
$5,203
Property tax
$544
Estimated monthly cost
$5,747

Your mortgage

Mortgage amount
$940,000
Mortgage insurance
Not needed
Interest over 25 years
$620,794

Cash to close

Down payment
$235,000
Land transfer tax
$19,975
Total, before legal fees
$254,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

89 Smith’s Bay Avenue, Prince Edward County, ON K0K 2T0 North Marysburg Ward, Prince Edward County, ON K0K 2T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,175,000 89 Smith’s Bay Avenue, Prince Edward County, ON K0K 2T0
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