$454,900
↓ $34,100 from $489,000
Est. payment $2,014/moCalculate yours
40 St Patrick Street, Kawartha Lakes, ON K9V 1R2
Lindsay, Kawartha Lakes, ON K9V 1R2
- 3 + 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of THE DIAMOND REALTY INC. MLS® X13722660
About this home
Welcome to this spacious detached 1 1/2 storey home in a convenient Lindsay location. Plenty of flexibility for a variety of lifestyles.The main floor features bedroom or home office, 2nd floor 2 rooms and a functional layout suited to everyday family living, while the finished lower level offers two additional bedrooms, or Rec room a second bathroom-ideal for multi-generational living, growing families, students, guests, or those seeking additional space for an investment opportunity. This property provides a generous outdoor setting with room to enjoy, garden, play, or personalize to suit your needs. Move-in ready with opportunity to add your own style over time, this home offers a practical combination of space, versatility, and location. Conveniently located near grocery stores, restaurants, and everyday amenities, this is a great opportunity to enjoy comfortable living in the heart of Lindsay. Great Lot & Back Yard! Property is Sold As is Where is.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 52.25 x 209 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $2,638 (2026)
Location
- Neighbourhood
- Lindsay
- Cross Street
- St Patrick / Colborne St. E
- Direction Faces
- East
Listing
- MLS® Number
- X13722660
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- Immediate/TBD
- Listed By
- THE DIAMOND REALTY INC.
Rooms
Features
Interior
- Sump Pump
- Water Heater Owned
Pool
- None
- Included
- Pot lights everywhere, flush mount fixtures. HWT, Sump pump. All Data Provided by Broker, All As is Where is.
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$2,014 per month
- Principal and interest
- $2,014
- Property tax
- $220
- Condo fees
- $0
- Estimated monthly cost
- $2,234
Your mortgage
- Mortgage amount
- $363,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $240,340
Cash to close
- Down payment
- $90,980
- Land transfer tax
- $5,573
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $96,553
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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