$675,000
↓ $39,000 from $714,000
Est. payment $2,989/moCalculate yours
42200 McBain Line, Central Elgin, ON N5P 0E4
Rural Central Elgin, Central Elgin, ON N5P 0E4
- 2 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X12964998
About this home
HST Removed! Move-in ready and ideal for young families or empty nesters, The Rumford bungalow by Hayhoe Homes features 3 bedrooms (2+1), 3 bathrooms, and a 1.5-car garage in a well-designed, open-concept layout. The main floor offers 9′ ceilings and luxury vinyl plank flooring (as per plan), with a stylish kitchen that includes quartz countertops, a tile backsplash, and central island flowing into the great room with patio door to a rear deck complete with BBQ gas line. The primary suite features a walk-in closet and a 3-piece ensuite with shower. A second bedroom, a full bathroom, and convenient main floor laundry round off the main floor. The finished basement adds a spacious family room, 3rd bedroom, and bathroom with development potential for a future 4th bedroom. Additional highlights include a covered front porch, central air & HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Taxes to be assessed.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Development Potential
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 48.4 x 103.8 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R1-73
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- Wellington Rd & McBain Line
- Direction Faces
- South
Listing
- MLS® Number
- X12964998
- Days on Market
- 194
- Listed On
- 2026-04-07
- Listed By
- ELGIN REALTY LIMITED
Rooms
Features
Interior
- ERV/HRV
- Sump Pump
Pool
- None
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,989 per month
- Principal and interest
- $2,989
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,989
Your mortgage
- Mortgage amount
- $540,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,626
Cash to close
- Down payment
- $135,000
- Land transfer tax
- $9,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.