Gurvinder Nokwal REALTOR®
For Sale Detached 194 days on market

$675,000 ↓ $39,000 from $714,000

Est. payment $2,989/moCalculate yours

42200 McBain Line, Central Elgin, ON N5P 0E4

Rural Central Elgin, Central Elgin, ON N5P 0E4

  • 2 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of ELGIN REALTY LIMITED MLS® X12964998

About this home

HST Removed! Move-in ready and ideal for young families or empty nesters, The Rumford bungalow by Hayhoe Homes features 3 bedrooms (2+1), 3 bathrooms, and a 1.5-car garage in a well-designed, open-concept layout. The main floor offers 9′ ceilings and luxury vinyl plank flooring (as per plan), with a stylish kitchen that includes quartz countertops, a tile backsplash, and central island flowing into the great room with patio door to a rear deck complete with BBQ gas line. The primary suite features a walk-in closet and a 3-piece ensuite with shower. A second bedroom, a full bathroom, and convenient main floor laundry round off the main floor. The finished basement adds a spacious family room, 3rd bedroom, and bathroom with development potential for a future 4th bedroom. Additional highlights include a covered front porch, central air & HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Taxes to be assessed.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Extension
Approximate Age
New
Size
1,100 sqft

Interior

Bedrooms
2 + 1
Bathrooms
3
Kitchens
1
Basement
Finished, Development Potential

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
48.4 x 103.8 Feet
Parking
Attached garage · 3 total
Zoning
R1-73

Location

Neighbourhood
Rural Central Elgin
Cross Street
Wellington Rd & McBain Line
Direction Faces
South

Listing

MLS® Number
X12964998
Days on Market
194
Listed On
2026-04-07
Listed By
ELGIN REALTY LIMITED

Rooms

Room Level Dimensions
Great Room Main 18′ 1″ × 11′ 0″

Features

Interior

  • ERV/HRV
  • Sump Pump

Pool

  • None
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $42,500 (6.3%)

Amortization, years

Estimated mortgage payment

$2,989 per month

Principal and interest
$2,989
Property tax
$0
Estimated monthly cost
$2,989

Your mortgage

Mortgage amount
$540,000
Mortgage insurance
Not needed
Interest over 25 years
$356,626

Cash to close

Down payment
$135,000
Land transfer tax
$9,975
Total, before legal fees
$144,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

42200 McBain Line, Central Elgin, ON N5P 0E4 Rural Central Elgin, Central Elgin, ON N5P 0E4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$675,000 42200 McBain Line, Central Elgin, ON N5P 0E4
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