$825,000
Est. payment $3,653/moCalculate yours
318 Elizabeth Street, St. Marys, ON N4X 1C8
St. Marys, St. Marys, ON N4X 1C8
- 3 Beds
- 2 Baths
- 3 Garage
- 1,500 Sq Ft
Listing courtesy of Peak Select Realty Inc MLS® X13706430
About this home
This one has the whole package, and it starts in the backyard. It’s an outdoor oasis with a heated on-ground pool wrapped in decking, a covered gazebo patio for dinners, raised garden beds, and mature trees for privacy. Out front there’s a covered porch made for morning coffee. Off the back, you get a deck and a side patio that tie the whole yard together.The detached garage is the showstopper. Oversized, double car, heated, with a workshop and a loft above. There’s a concrete drive at the garage plus a paver drive out front, so there’s parking for everyone.Inside, the layout just works. Three bedrooms, one and a half baths, and an addition that added a bright family room, main floor laundry, and a powder room. The kitchen and baths are updated, and there’s a formal dining room for dinners with the family. The upstairs full bath is a treat, with a soaker tub and a separate oversized shower.The big items are done. Roof with ice and rain shield (2023), furnace and A/C (2021), hot water tank and water softener (2021), and in 2003 the home was taken to the studs with new wiring, plumbing, windows and spray foam. There’s even an EV charger in the garage.Location seals it. Walking distance to schools, parks, the rec centre and downtown St. Marys. If you don’t know the Stonetown, you’re in for a treat. Think limestone heritage buildings, the spring-fed quarry, great local shops and restaurants, and a real sense of community. Small-town Ontario at its best.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 90.22 x 150.37 Feet
- Parking
- Detached garage · 9 total
- Zoning
- R3
Financial
- Property Taxes
- $5,278 (2026)
Location
- Neighbourhood
- St. Marys
- Cross Street
- Queen Street E and James Street S
- Direction Faces
- North
Listing
- MLS® Number
- X13706430
- Days on Market
- 55
- Listed On
- 2026-08-24
- Possession
- Flexible
- Listed By
- Peak Select Realty Inc
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Central Vacuum
- Water Heater
- Water Softener
Property
- School
Pool
- On Ground
- Included
- Refrigerator, Gas Stove, Built In Dishwasher, Dryer, Washer, Water Softner, Front porch chairs (if desired by Buyers), Rain water tanks and barrels in garden
- Excluded
- All Stained Glass, Wooden Map in the Garage, All garden ornaments, Water Fountain
Mortgage calculator
Estimated mortgage payment
$3,653 per month
- Principal and interest
- $3,653
- Property tax
- $440
- Condo fees
- $0
- Estimated monthly cost
- $4,093
Your mortgage
- Mortgage amount
- $660,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $435,876
Cash to close
- Down payment
- $165,000
- Land transfer tax
- $12,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $177,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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