Gurvinder Nokwal REALTOR®
For Sale Condo Townhouse 27 days on market

$335,000

Est. payment $1,483/moCalculate yours

249 Ruttan Terrace 505, Cobourg, ON K9A 5X6

Cobourg, Cobourg, ON K9A 5X6

  • 2 Beds
  • 1 Baths
  • 1,000 Sq Ft

Listing courtesy of Keller Williams Energy Real Estate MLS® X13810638

About this home

Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It’s a layout that simply works, whether you’re enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn’t limited to the indoors. Step outside to your private 12′ x 11′ patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg’s charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you’re entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.

Property details

Overview

Property Type
Condo Townhouse
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
1,000 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Metal

Lot & Parking

Parking
None garage · 2 total

Financial

Property Taxes
$3,246 (2026)
Condo Fee
$686/mo
Fee Includes
Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions

Location

Neighbourhood
Cobourg
Cross Street
Hwy 2/Willmott

Listing

MLS® Number
X13810638
Days on Market
27
Listed On
2026-09-21
Possession
flexible
Listed By
Keller Williams Energy Real Estate

Rooms

Room Level Dimensions
Primary Bedroom Main 16′ 5″ × 10′ 7″
Living Room Main 18′ 1″ × 11′ 8″
Dining Room Main 18′ 1″ × 11′ 8″
Bedroom 2 Main 13′ 0″ × 10′ 10″
Utility Room Main 8′ 0″ × 7′ 0″
Kitchen Main 10′ 0″ × 8′ 6″

Features

Interior

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Property

  • Park
  • School
  • School Bus Route
  • Place Of Worship
  • Lake/Pond
  • Marina
Included
Fridge, Stove, Clothes Washer & Dryer, All Window Covering, Electric Light Fixtures, BBq and Deck box
Excluded
deep freezer

Mortgage calculator

Minimum for this price: $16,750 (5%)

Amortization, years

Estimated mortgage payment

$1,483 per month

Principal and interest
$1,483
Property tax
$271
Condo fees
$686
Estimated monthly cost
$2,440

Your mortgage

Mortgage amount
$268,000
Mortgage insurance
Not needed
Interest over 25 years
$176,992

Cash to close

Down payment
$67,000
Land transfer tax
$3,500
Total, before legal fees
$70,500
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

249 Ruttan Terrace 505, Cobourg, ON K9A 5X6 Cobourg, Cobourg, ON K9A 5X6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$335,000 249 Ruttan Terrace 505, Cobourg, ON K9A 5X6
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