$565,000
Est. payment $2,502/moCalculate yours
205 Albert Street, Minto, ON N0G 2P0
Minto, Minto, ON N0G 2P0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of M1 Real Estate Brokerage Ltd MLS® X13811648
About this home
Welcome to 205 Albert Street in Palmerston, a brick bungalow on a corner lot with three main-floor bedrooms, two full bathrooms and an attached garage. The bright living and dining rooms feature large windows and hardwood flooring, while the kitchen offers generous cupboard and counter space. Approximately 1,265 sq. ft. on the main floor provides a practical layout with a four-piece bathroom and comfortable bedrooms. Downstairs, a spacious recreation room with a gas fireplace and recessed lighting creates a welcoming second living area. A separate den, three-piece bathroom, laundry/utility area and storage add flexibility, with walk-up access to the connecting hall and garage. Outside, enjoy mature trees, a curved driveway and patio space. Updates reported by the sellers include newer windows, a metal roof, and eavestroughs with gutter guards installed in December 2025. Natural-gas forced-air heating and central air conditioning provide year-round comfort. Explore the virtual tour and floor plans for a closer look.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 12
- Basement
- Partially Finished, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 132 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $3,379 (2026)
Location
- Neighbourhood
- Minto
- Cross Street
- Albert Street / Victoria Street
- Direction Faces
- West
Listing
- MLS® Number
- X13811648
- Days on Market
- 29
- Listed On
- 2026-09-19
- Possession
- Flexible
- Listed By
- M1 Real Estate Brokerage Ltd
Rooms
Features
Interior
- Other
Pool
- None
- Excluded
- Hot tub.
- Rental items
- Water heater rented from Reliance.
Mortgage calculator
Estimated mortgage payment
$2,502 per month
- Principal and interest
- $2,502
- Property tax
- $282
- Condo fees
- $0
- Estimated monthly cost
- $2,783
Your mortgage
- Mortgage amount
- $452,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $298,509
Cash to close
- Down payment
- $113,000
- Land transfer tax
- $7,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $120,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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