$898,500
Est. payment $3,978/moCalculate yours
38 Willowbank Road W, Gananoque, ON K7G 2V5
05 - Gananoque, Gananoque, ON K7G 2V5
- 3 + 1 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13779800
About this home
Set within the sought after Willowbank waterfront subdivision in the heart of the 1000 Islands, this updated 3+1 bedroom, 2.5 bath home offers an exceptional setting along the St. Lawrence River with over 140 feet of running dock-a standout feature for anyone who loves to be on the water. The main level features an open living area with large windows that fill the space with natural light,, an eat in kitchen, three bedrooms, one with a private 2 piece ensuite, and a refreshed 3 piece bath. The layout is bright, comfortable, and designed for easy everyday living or relaxed weekend stays. The finished lower level adds impressive versatility, ideal for extended family or an in law arrangement. It includes a separate entrance, 1 bedroom, a 3 piece bath, a full kitchen, laundry room, generous storage, and a spacious rec room with a bar area. A walkout leads directly to the rear yard, patio, and waterfront, creating a private and functional secondary living space. Outside, the property offers a detached 2 car garage, extensive docking, and a 60 amp generator connection for added peace of mind. Recent upgrades include stainless steel appliances, electrical improvements, updated lighting, and new septic risers and lids. Conveniently located minutes from Gananoque and Kingston, this waterfront home delivers comfort, flexibility, and an outstanding boating lifestyle.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- Detached garage · 8 total
Financial
- Property Taxes
- $4,379 (2026)
Location
- Neighbourhood
- 05 - Gananoque
- Cross Street
- County Road 2 & Willowbank Road W
- Direction Faces
- East
Listing
- MLS® Number
- X13779800
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- Generator - Full
- Guest Accommodations
- In-Law Suite
- Other
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
- Water Heater
- Water Treatment
- Workbench
Property
- Golf
- Other
- River/Stream
- School Bus Route
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Generator, Basement Shelving, Garage Shelving, TV Mounts, All Window Coverings, Smoke Detectors, Carbon Monoxide Detector, Mirrors, Garage Door Openers
- Excluded
- NONE
- Rental items
- Propane tank rental P38
Mortgage calculator
Estimated mortgage payment
$3,978 per month
- Principal and interest
- $3,978
- Property tax
- $365
- Condo fees
- $0
- Estimated monthly cost
- $4,343
Your mortgage
- Mortgage amount
- $718,800
- Mortgage insurance
- Not needed
- Interest over 25 years
- $474,709
Cash to close
- Down payment
- $179,700
- Land transfer tax
- $14,445
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,145
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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