Gurvinder Nokwal REALTOR®
For Sale Detached 27 days on market

$489,900

Est. payment $2,169/moCalculate yours

40 St Charles Street, Belleville, ON K8P 2V8

Belleville Ward, Belleville, ON K8P 2V8

  • 2 + 3 Beds
  • 3 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13811996

About this home

Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal.The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining.The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income.Additional highlights include an attached garage, ample driveway parking, and important updates such as a new furnace (2025) and hot water tank (2023). Whether you’re a homeowner seeking extra living space or an investor looking for a property with strong income potential, this home presents exceptional value. Quick closing available.

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
2 + 3
Bathrooms
3
Kitchens
2
Basement
Apartment, Finished with Walk-Out, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
39.45 x 161.34 Feet
Parking
Attached garage · 3 total

Financial

Property Taxes
$4,243 (2026)

Location

Neighbourhood
Belleville Ward
Cross Street
North Front St., East On Moira
Direction Faces
West

Listing

MLS® Number
X13811996
Days on Market
27
Listed On
2026-09-21
Possession
Immediate
Listed By
HOMELIFE/MIRACLE REALTY LTD

Rooms

Room Level Dimensions
- Basement 12′ 0″ × 10′ 10″
Bedroom 5 Basement 12′ 5″ × 10′ 11″
Living Room Main 13′ 0″ × 12′ 2″
Bedroom 2 Main 12′ 10″ × 11′ 1″
Bedroom 5 Basement 12′ 5″ × 10′ 11″
Bedroom 4 Basement 12′ 0″ × 10′ 0″
Kitchen Main 12′ 0″ × 11′ 0″
Great Room Main 12′ 10″ × 12′ 1″
- Basement 10′ 8″ × 5′ 2″
Bedroom 3 Basement 11′ 0″ × 10′ 0″
Kitchen Basement 12′ 0″ × 10′ 10″

Features

Interior

  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Sump Pump

Property

  • Fenced Yard

Pool

  • None
Included
2 Dishwashers, 2 Refrigerator, 2 Stove, Washer, Dryer, Smoke and Carbon Monoxide Detector, Window Coverings, Garage door opener.
Excluded
microwaves, video door bell, camera system
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $24,495 (5%)

Amortization, years

Estimated mortgage payment

$2,169 per month

Principal and interest
$2,169
Property tax
$354
Estimated monthly cost
$2,523

Your mortgage

Mortgage amount
$391,920
Mortgage insurance
Not needed
Interest over 25 years
$258,831

Cash to close

Down payment
$97,980
Land transfer tax
$6,273
Total, before legal fees
$104,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

40 St Charles Street, Belleville, ON K8P 2V8 Belleville Ward, Belleville, ON K8P 2V8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$489,900 40 St Charles Street, Belleville, ON K8P 2V8
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