$835,000
↓ $40,000 from $875,000
Est. payment $3,697/moCalculate yours
128 Montgomery Street, Meaford, ON N4L 1C4
Meaford, Meaford, ON N4L 1C4
- 3 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage Locations North MLS® X13785406
About this home
Rare opportunity on Montgomery Street-affectionately known as “Teachers’ Row” for its historical proximity to local schools and quiet community feel. Positioned on an expansive, fully fenced lot over half an acre, this 2,349 sq. ft., 3-bedroom, 3-full-bath solid brick home combines timeless warmth with exceptional function. The light-filled layout features luxury vinyl flooring (preserving original hardwood beneath), shiplap accents, double kitchen pantries, and a dining walkout to a sprawling rear deck. The primary bath offers a soaking tub with flexible conversion options. The fully finished lower level serves as an ideal guest suite or multi-generational space, boasting a bedroom, heated-floor ensuite, gas fireplace family room, and a walkout to the backyard. Character abounds with custom wood accents reclaimed from a local 150-year-old barn featured in the lower-level baths. Practicality shines with a main/lower mudroom with garage access, abundant storage, and superior natural drainage. Outside, enjoy perennial gardens, a dedicated fire pit area, storage shed, and sunset views with filtered bay vistas. Steps to local schools, the Georgian Trail, and nearby dining options. Minutes to beaches, parks, downtown Meaford, and local recreational facilities including tennis courts, pool, baseball diamond, and skate park.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full, Finished with Walk-Out
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Wall Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 105 x 234 Feet
- Parking
- Attached garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $4,114 (2025)
Location
- Neighbourhood
- Meaford
- Cross Street
- Highway 26 and St Vincent St
- Direction Faces
- North
Listing
- MLS® Number
- X13785406
- Days on Market
- 33
- Listed On
- 2026-09-15
- Possession
- TBD
- Listed By
- Royal LePage Locations North
Rooms
Features
Interior
- Bar Fridge
- Carpet Free
- Generator - Partial
- In-Law Capability
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Storage
- Water Meter
- Workbench
Pool
- None
- Included
- Bar fridge, refrigerator, stove, double oven, dishwasher, LG laundry tower, 2 electric fireplaces
Mortgage calculator
Estimated mortgage payment
$3,697 per month
- Principal and interest
- $3,697
- Property tax
- $343
- Condo fees
- $0
- Estimated monthly cost
- $4,040
Your mortgage
- Mortgage amount
- $668,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $441,160
Cash to close
- Down payment
- $167,000
- Land transfer tax
- $13,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $180,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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