$449,900
↓ $50,000 from $499,900
Est. payment $1,992/moCalculate yours
237 Thomas Street, St. Marys, ON N4X 1C2
St. Marys, St. Marys, ON N4X 1C2
- 3 Beds
- 1 Baths
- 1,500 Sq Ft
Listing courtesy of Benchmark Real Estate Services Canada Inc. MLS® X13621900
About this home
Nestled along the banks of the picturesque Thames River, this charming 1.5-storey home offers a rare opportunity to enjoy peaceful waterfront living right in the heart of St. Marys. Wake up to tranquil river views, unwind to the sounds of nature, and enjoy a backyard setting that feels like your own private retreat. Inside, the home blends warmth and character with comfortable living spaces designed for everyday life. The inviting main floor offers a bright and functional layout, while the upper level provides cozy bedrooms full of charm. Conveniently located just minutes from downtown St. Marys, parks, schools, local shops, restaurants, and walking trails, you’ll enjoy the perfect balance of small-town charm and everyday convenience. Whether you’re searching for your first home, a peaceful place to downsize, or a unique property with an unbeatable setting, this riverside gem is one you won’t want to miss.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 130 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,068 (2025)
Location
- Neighbourhood
- St. Marys
- Cross Street
- Queen St W/Thomas ST
- Direction Faces
- East
Listing
- MLS® Number
- X13621900
- Days on Market
- 80
- Listed On
- 2026-07-30
- Listed By
- Benchmark Real Estate Services Canada Inc.
Rooms
Features
Interior
- None
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $256
- Condo fees
- $0
- Estimated monthly cost
- $2,248
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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