$249,000
Est. payment $1,103/moCalculate yours
311 Cross Hill Road 50, Billings, ON P0P 1G0
Billings, ON P0P 1G0
- 2 Beds
- 1 Baths
Listing courtesy of FAIR AGENT REALTY MLS® X13812544
About this home
Set in a peaceful waterfront community on Mindemoya Lake, this charming 1.5 storey cottage offers an easygoing Manitoulin Island lifestyle with lake access nearby. Built in 2018, the approximately 650 sq. ft. home features 2 bedrooms upstairs, 1 three-piece bath, a warm wood-clad interior, and a comfortable open living and dining area with access to the deck. The kitchen includes a stove, refrigerator, built-in microwave, and ample cabinetry, while propane heating via a wall furnace and window A/C provide seasonal comfort. The property is serviced by hydro, with a cistern for water and a holding tank for sewage. Outside, generous deck and patio areas offer plenty of room for relaxing and entertaining among the trees, with parking for up to four vehicles. An additional sleep camp adds flexible space for guests or recreational use. Furniture, appliances, window coverings, and safety detectors are included, making this an appealing option for recreational use or year-round living. The property is situated on leased land with an annual land lease fee of $2,000. A great opportunity to enjoy the shoreline access, approx 450 feet from property, natural surroundings, and relaxed pace of life that Manitoulin Island is known for.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Wood, Wood Frame
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 100 x 125 Feet
- Parking
- None garage · 4 total
Location
- Cross Street
- Hwy 551/Cross Hill or Spring Bay Rd/Cross Hill
- Direction Faces
- South
Listing
- MLS® Number
- X13812544
- Days on Market
- 28
- Listed On
- 2026-09-20
- Listed By
- FAIR AGENT REALTY
Features
Interior
- Water Heater
Property
- Lake Access
Pool
- None
- Included
- Built-in Microwave, Refrigerator, Stove, Furniture, Carbon Monoxide Detector, Smoke Detector, Window Coverings
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$1,103 per month
- Principal and interest
- $1,103
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $1,103
Your mortgage
- Mortgage amount
- $199,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $131,555
Cash to close
- Down payment
- $49,800
- Land transfer tax
- $2,215
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $52,015
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.