$350,000
↓ $9,900 from $359,900
Est. payment $1,550/moCalculate yours
20 Stuart Avenue, St. Catharines, ON L2R 1M7
451 - Downtown, St. Catharines, ON L2R 1M7
- 3 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of BOLDT REALTY INC., BROKERAGE MLS® X13722920
About this home
Welcome to 20 Stuart Avenue, located on a quiet street in central St. Catharines. This 1.5-storey home offers a versatile layout with four bedrooms in total, including a convenient main floor bedroom with two closets, two additional bedrooms upstairs, and a fourth bedroom in the basement. The main floor features a spacious bathroom, while the second level offers a convenient 2-piece bath and the basement includes an additional 3-piece. Off the kitchen, a practical mudroom provides access to the fully fenced backyard, complete with a single detached garage and a bonus workshop at the rear. A private driveway accommodates two vehicles, and the property’s central location offers easy access to schools, parks, shopping, public transit, and everyday amenities. Offering plenty of potential, this home is ready for your vision and personal touch. Being sold in as-is, where-is condition, it has been priced to reflect the updates and repairs required.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 34.3 x 107.9 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R1
Financial
- Property Taxes
- $3,482 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Lake Street & Carlton Street
- Direction Faces
- North
Listing
- MLS® Number
- X13722920
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- 90 days +
- Listed By
- BOLDT REALTY INC., BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Public Transit
- School
Pool
- None
- Included
- All appliances, window coverings & ELF's
- Rental items
- Furnace, A/C & Tankless HWT
Mortgage calculator
Estimated mortgage payment
$1,550 per month
- Principal and interest
- $1,550
- Property tax
- $290
- Condo fees
- $0
- Estimated monthly cost
- $1,840
Your mortgage
- Mortgage amount
- $280,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,917
Cash to close
- Down payment
- $70,000
- Land transfer tax
- $3,725
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,725
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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