$357,500
Est. payment $1,583/moCalculate yours
487 Elgin Street N 10, Cambridge, ON N1R 6V4
Cambridge, ON N1R 6V4
- 3 Beds
- 1 Baths
- 900 Sq Ft
Listing courtesy of Affinity Real Estate MLS® X13770386
About this home
Welcome to this 3-bedroom townhome in sought-after North Galt, offering a functional layout, plenty of natural light, and great potential to make it your own. An excellent opportunity for first-time buyers, young families, or investors, the home features a bright main floor with a spacious living area that flows naturally into the dining space and kitchen. Large windows bring in an abundance of natural light, creating a comfortable and inviting atmosphere throughout the main living areas. The kitchen offers ample space and a window overlooking the yard. Upstairs, you’ll find three bedrooms and a 4-piece bathroom. The primary bedroom features double closets. The lower level provides plenty of opportunity for future customization. Outside, enjoy a private fenced backyard with a patio. Located in a quiet community with affordable condo fees, close to schools, parks, public transit, shopping, major amenities, and Highway 401. A home with good bones, a practical layout, great natural light, and plenty of potential for the future.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 900 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
Lot & Parking
- Parking
- None garage
- Zoning
- RM4
Financial
- Property Taxes
- $2,081 (2025)
- Condo Fee
- $386/mo
- Fee Includes
- Water Included, Common Elements Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Avenue Rd & Elgin St N
Listing
- MLS® Number
- X13770386
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Flexible
- Listed By
- Affinity Real Estate
Rooms
Features
Interior
- None
Property
- Golf
- Hospital
- Library
- Public Transit
- School
- Park
Amenities
- BBQs Allowed
- Visitor Parking
Mortgage calculator
Estimated mortgage payment
$1,583 per month
- Principal and interest
- $1,583
- Property tax
- $173
- Condo fees
- $386
- Estimated monthly cost
- $2,143
Your mortgage
- Mortgage amount
- $286,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $188,880
Cash to close
- Down payment
- $71,500
- Land transfer tax
- $3,838
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $75,338
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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