$539,900
Est. payment $2,391/moCalculate yours
191 Red Cedar Point Road, Stone Mills, ON K0K 3N0
63 - Stone Mills, Stone Mills, ON K0K 3N0
- 2 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX RISE EXECUTIVES, BROKERAGE MLS® X13812776
About this home
Welcome to waterfront living on beautiful Varty Lake in Yarker! This spacious 4-season home offers a fantastic opportunity to enjoy lake life year-round on a mature, level waterfront lot with beautiful views and plenty of room to relax and entertain. The home features a solid, functional layout with a generously sized open-concept kitchen and living area, two good-sized bedrooms, and a bright screened-in sunroom overlooking the lake. A propane fireplace provides a cozy focal point in the main living area, with electric baseboard heating throughout. While the interior is ready for some cosmetic updating, the home offers solid bones and plenty of potential for buyers looking to make a waterfront property their own. Outside, you’ll find a spacious yard with mature trees, direct access to Varty Lake, storage sheds, a carport, and recently replaced shingles for added peace of mind. The property is serviced by a septic system, offering an advantage over many waterfront properties in the area. Whether you’re looking for a full-time residence, family cottage, or a waterfront property to update overtime, this is an excellent opportunity to create something special in a peaceful lakeside setting just a short drive from Kingston and Napanee.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Propane)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 103 x 164.9 Feet
- Parking
- Carport garage · 11 total
- Zoning
- SR/RE
Financial
- Property Taxes
- $3,057 (2026)
Location
- Neighbourhood
- 63 - Stone Mills
- Cross Street
- red cedar point rd and park rd
- Direction Faces
- West
Listing
- MLS® Number
- X13812776
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- Immediate
- Listed By
- RE/MAX RISE EXECUTIVES, BROKERAGE
Rooms
Features
Interior
- Water Heater
Property
- Clear View
- Lake Access
- Lake/Pond
Pool
- None
- Included
- Fridge, Stove, washer , dryer
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$2,391 per month
- Principal and interest
- $2,391
- Property tax
- $255
- Condo fees
- $0
- Estimated monthly cost
- $2,645
Your mortgage
- Mortgage amount
- $431,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $285,248
Cash to close
- Down payment
- $107,980
- Land transfer tax
- $7,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $115,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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