Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$675,000

Est. payment $2,989/moCalculate yours

196 King Street, St. Catharines, ON L2R 3J7

451 - Downtown, St. Catharines, ON L2R 3J7

  • 6 Beds
  • 2 Baths
  • 2,000 Sq Ft
Map

Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13812848

About this home

Prime opportunity to acquire a mixed-use downtown property offering a modern, turn-key, functional layout with exceptional street exposure, rare private on-site parking, and outstanding long-term development potential. Ideally suited for investors or owner-operators, this versatile asset combines strong commercial and residential components with flexible M2 zoning, supporting a wide range of uses including commercial, residential, or mixed-use development. The property features a welcoming wrap-around porch that enhances curb appeal, while the interior offers a functional, adaptable layout suitable for a variety of professional uses. Multiple exterior entrances provide excellent flexibility for single or multi-tenant configurations, offering exceptional accessibility and future adaptability. Offering approximately 2,235 sq. ft. of finished above grade space plus an additional 800 sq. ft. in the basement, this property presents an excellent opportunity to customize to your needs. The main floor features a spacious open-concept co-working office, two private offices, a boardroom-style office, and an inviting front foyer complete with a coffee station and a convenient 2-piece washroom. The upper level includes an oversized executive office, three additional private offices, and a well-appointed 3-piece bathroom. Positioned on a high-traffic downtown corridor surrounded by established businesses, restaurants, cafes, and local amenities, the property benefits from consistent exposure and strong foot traffic. Just steps from the Meridian Centre, First Ontario Performing Arts Centre, transit hub, GO Station, and with quick access to Highway 406 and the QEW, the location offers unmatched connectivity across the region. Whether expanding an investment portfolio or securing a strategic location for a growing business, this property delivers exceptional visibility, versatility, and future development potential in one of the city’s most desirable downtown settings.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
6
Bathrooms
2
Kitchens
0
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
40.9 x 142 Feet
Parking
None garage · 8 total
Zoning
M2

Financial

Property Taxes
$11,054 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
St. Paul St. and Geneva St.
Direction Faces
North

Listing

MLS® Number
X13812848
Days on Market
26
Listed On
2026-09-22
Possession
Flexible
Listed By
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Features

Interior

  • None

Pool

  • None
Included
window coverings, bar fridge in kitchenette, fridge downstairs

Mortgage calculator

Minimum for this price: $42,500 (6.3%)

Amortization, years

Estimated mortgage payment

$2,989 per month

Principal and interest
$2,989
Property tax
$921
Estimated monthly cost
$3,910

Your mortgage

Mortgage amount
$540,000
Mortgage insurance
Not needed
Interest over 25 years
$356,626

Cash to close

Down payment
$135,000
Land transfer tax
$9,975
Total, before legal fees
$144,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

196 King Street, St. Catharines, ON L2R 3J7 451 - Downtown, St. Catharines, ON L2R 3J7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$675,000 196 King Street, St. Catharines, ON L2R 3J7
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