Gurvinder Nokwal REALTOR®
For Sale Condo Townhouse 172 days on market

$615,000 ↓ $70,000 from $685,000

Est. payment $2,723/moCalculate yours

295 Water Street 21, Guelph, ON N1G 2X5

Dovercliffe Park/Old University, Guelph, ON N1G 2X5

  • 2 Beds
  • 4 Baths
  • 1 Garage
  • 2,000 Sq Ft

Listing courtesy of Royal LePage Royal City Realty MLS® X13059644

About this home

Stop Renting, Start Building Equity Why pay your landlord’s mortgage when you can invest in your own future? With an estimated monthly payment of just $2,400, this Guelph townhouse offers a budget-friendly entry point into the market that beats paying rent. As a bonus, this Village on the Green townhome includes a community swimming pool to enjoy on those hot summer days. Unlike typical townhomes, 21-295 Water Street features concrete walls for rare, detached-style soundproofing and quiet living without the endless exterior maintenance. The functional layout boasts a kitchen balcony, a private deck overlooking mature green space, and premium California shutters throughout. Upstairs, the massive primary suite (previously 2 bedrooms) features a custom wardrobe and an ensuite soaker tub, complemented by a versatile lower-level rec room for a home office or guests. If you value solid construction, privacy, and true financial investment, make your move today with immediate possession.

Property details

Overview

Property Type
Condo Townhouse
Style
3-Storey
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
2,000 sqft

Interior

Bedrooms
2
Bathrooms
4
Kitchens
2
Basement
Full, Finished with Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block

Lot & Parking

Parking
Attached garage · 2 total
Zoning
R.3A

Financial

Property Taxes
$4,095 (2025)
Condo Fee
$725/mo
Fee Includes
Water Included, Common Elements Included, CAC Included
Pets
Yes-with Restrictions

Location

Neighbourhood
Dovercliffe Park/Old University
Cross Street
Edinburgh

Listing

MLS® Number
X13059644
Days on Market
172
Listed On
2026-04-29
Possession
Immediate
Listed By
Royal LePage Royal City Realty

Rooms

Room Level Dimensions
Bathroom Second 7′ 9″ × 4′ 11″
Bathroom Lower 8′ 0″ × 4′ 5″
Bathroom Main 4′ 6″ × 4′ 4″
Primary Bedroom Second 30′ 10″ × 11′ 2″
Family Room Lower 10′ 7″ × 8′ 9″
Laundry Second 4′ 11″ × 4′ 11″
Bathroom Second 7′ 9″ × 4′ 11″
Dining Room Main 11′ 1″ × 7′ 11″
Bedroom 2 Second 11′ 3″ × 10′ 2″
Breakfast Main 11′ 3″ × 7′ 11″
Kitchen Lower 15′ 11″ × 1′ 11″
Living Room Main 21′ 9″ × 11′ 1″
Kitchen Main 11′ 3″ × 10′ 11″

Features

Interior

  • Auto Garage Door Remote
  • Water Softener

Property

  • Park
  • Place Of Worship
  • Public Transit
  • River/Stream
Included
Fridge, Stove, Dishwasher, Washer, Dryer, Fridge on lower level
Excluded
None
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $36,500 (5.93%)

Amortization, years

Estimated mortgage payment

$2,723 per month

Principal and interest
$2,723
Property tax
$341
Condo fees
$725
Estimated monthly cost
$3,789

Your mortgage

Mortgage amount
$492,000
Mortgage insurance
Not needed
Interest over 25 years
$324,926

Cash to close

Down payment
$123,000
Land transfer tax
$8,775
Total, before legal fees
$131,775
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

295 Water Street 21, Guelph, ON N1G 2X5 Dovercliffe Park/Old University, Guelph, ON N1G 2X5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$615,000 295 Water Street 21, Guelph, ON N1G 2X5
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