$849,900
Est. payment $3,763/moCalculate yours
1014 Kelly Road, Lake of Bays, ON P0B 1A0
Mclean, Lake of Bays, ON P0B 1A0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13622180
About this home
This property truly needs to be experienced in person. Offering your own slice of paradise on Lake of Bays for under $1 million, this charming waterfront retreat is nestled in a welcoming lakeside community where neighbours quickly become friends.This fully winterized, 2-bedroom, 1-bathroom cottage offers comfortable year-round living, complete with main-floor laundry, central vacuum, and a gentle, easy walk to the front entrance. Step inside and your eyes are immediately drawn through to the expansive lakeside deck, where breathtaking views of Lake of Bays await. Perfectly positioned in a quiet bay, you’ll enjoy spectacular waterfront scenery without heavy boat traffic passing your dock-creating a peaceful setting for swimming, paddling, or simply relaxing by the water. The unfinished walkout basement provides excellent storage today, with plenty of potential to create additional living space in the future. Outside, granite steps lead you down to a beautiful fire pit overlooking the lake, while the cozy bunkie with bunk beds offers the perfect space for kids or overnight guests. Spend your days launching the boat for an evening sunset cruise, exploring the shoreline by kayak or paddleboard, casting a line off the dock, or enjoying the sandy, walk-in shoreline. For those looking for a little more adventure, the floating dock is perfect for jumping into the crystal-clear water. This special property combines everything you love about cottage life - a charming, move-in-ready home, exceptional waterfront, and endless opportunities to create lasting memories on one of Muskoka’s most sought-after lakes.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 47 x 238 Feet
- Parking
- None garage · 6 total
- Zoning
- WR
Financial
- Property Taxes
- $2,193 (2026)
Location
- Neighbourhood
- Mclean
- Cross Street
- Burlmarie & Kelly Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13622180
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- Flexible
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- Propane Tank
- Water Heater Owned
- Water Treatment
- Primary Bedroom - Main Floor
Property
- Library
- Marina
- Park
- Place Of Worship
- Waterfront
- Rec./Commun.Centre
Pool
- None
- Included
- fully furnished, BBQ with propane hook up
- Excluded
- Personal Items
- Rental items
- Propane
Mortgage calculator
Estimated mortgage payment
$3,763 per month
- Principal and interest
- $3,763
- Property tax
- $183
- Condo fees
- $0
- Estimated monthly cost
- $3,946
Your mortgage
- Mortgage amount
- $679,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,032
Cash to close
- Down payment
- $169,980
- Land transfer tax
- $13,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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