$1,180,000
Est. payment $5,225/moCalculate yours
681 Warner Road, Niagara-on-the-Lake, ON L0S 1J0
105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13606016
About this home
Welcome to this exceptional custom raised BUNGALOW WITH ACCESSORY BUILDING in St. Davids, Niagara-on-the-Lake. Set on a rare 50 x 427 ft lot, this property offers the perfect blend of luxury finishes, flexible living, and a private natural setting with full municipal services.The 1,643 sq. ft. main floor features 3 spacious bedrooms and 2 full bathrooms, including a stunning primary retreat with a large walk-in closet, spa-inspired ensuite featuring double stone vanity, clawfoot tub, separate glass shower, and Juliette balcony. The chef’s kitchen showcases ceiling-height cabinetry, stone countertops, abundant storage, oversized workspace, and a wet bar with wine fridge. Luxury wide-plank engineered hardwood flooring and premium finishes are found throughout. The lower level offers excellent potential with a framed and insulated future fourth bedroom waiting your final touches. A simple addition of a door at the top of the main floor stairs could create enhanced privacy, making the lower level ideal for future in-law or multi-generational living. A rare bonus is the accessory building featuring a full kitchen with dishwasher, powder room, upper bedroom, and full bath-perfect for extended family and guests. Exterior highlights include natural stone accents, paver stone driveway and walkway, parking for 4 vehicles plus an oversized insulated, lift-capable garage. Additional features include an owned Navien tankless water heater, central vacuum rough-in, sump pump w email notification, and fully fenced yards for both the main home and accessory building. Beyond the rear fence enjoy your own private wooded retreat. Located within the highly rated St. Davids Public School catchment and just minutes to award-winning wineries, golf, shopping, fitness and tennis clubs, Niagara Falls, St. Catharines, Brock University, Niagara College, hospitals, the QEW, and the U.S. border. Experience peaceful country living with the convenience of city amenities nearby.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 427 Feet
- Parking
- Attached garage · 5.5 total
Financial
- Property Taxes
- $7,157 (2026)
Location
- Neighbourhood
- 105 - St. Davids
- Cross Street
- York Road & Tanbark
- Direction Faces
- North
Listing
- MLS® Number
- X13606016
- Days on Market
- 85
- Listed On
- 2026-07-25
- Possession
- flexible including immediately
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Accessory Apartment
- Auto Garage Door Remote
- Bar Fridge
- Guest Accommodations
- In-Law Capability
- In-Law Suite
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Rough-In Bath
- Sump Pump
- Water Heater Owned
Property
- Fenced Yard
Pool
- None
- Included
- Main House: Refrigerator, Stove/Oven w Range Hood, Dishwasher, Built-in Microwave, Wine Fridge, Garage Door Opener with remotes, hardwired security camera above garage, Tankless Hot Water Tank Owned, Sump pump with back-up system. Accessory building - Refrigerator, Stove/oven, Refrigerator.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$5,225 per month
- Principal and interest
- $5,225
- Property tax
- $596
- Condo fees
- $0
- Estimated monthly cost
- $5,821
Your mortgage
- Mortgage amount
- $944,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $623,435
Cash to close
- Down payment
- $236,000
- Land transfer tax
- $20,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $256,075
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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