$699,900
Est. payment $3,099/moCalculate yours
225 Prospect Street S, Hamilton, ON L8M 2Z6
St. Clair, Hamilton, ON L8M 2Z6
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of KELLER WILLIAMS EDGE REALTY MLS® X13800220
About this home
Welcome to 225 Prospect St S in St. Clair! Located just minutes from vibrant Gage Park, this charming 2.5-storey detached home perfectly blends modern updates with incredible potential for a growing family. The bright, open-concept main floor features hardwood flooring, an electric fireplace, and a spacious dining room with a custom feature wall of cabinetry - ideal for family dinners and entertaining. The open-concept kitchen makes life easy, offering a sink overlooking the backyard and seamless access to the back deck for summer BBQs. Upstairs, the second level boasts a large 17-ft primary bedroom and a spacious second bedroom, both featuring double closets. A smart conversion created a dream upper-level laundry room and a luxurious, structurally reinforced 4-piece bathroom (2019) complete with heated marble floors and ample built-in storage. The third-floor offers a third bedroom and a bright flex space. It’s the perfect family hang out room, playroom or home office. Need more space? The unfinished basement boasts a rare 8’5″ ceiling height, a separate side entrance, and a fully completed, modern 3-piece bathroom with heated floors. Whether you’re considering income-options or simply expanding your living space, this basement offers huge potential. Outside, enjoy a fully fenced, family-friendly yard with an upper deck, lower patio, and mature gardens. The detached garage with laneway is currently used as storage, but with a little work for a new garage door, you’ve got yourself a secured 3rd parking space in addition to the 2 on the front double wide drive. Located within minutes walking distance to Gage Park, the 74-acre muti-use park featuring extensive rose gardens, tropical greenhouses, playground, splash pad, bandshell, tennis courts, lawn bowling, baseball diamonds, and Children’s Museum. If restaurants and shopping is more your vibe, you’ve got what you need on nearby Ottawa St. 225 Prospect St S is the perfect home to plant your roots!
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Cedar
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 26 x 100 Feet
- Parking
- Detached garage · 3 total
- Zoning
- D
Financial
- Property Taxes
- $4,357 (2025)
Location
- Neighbourhood
- St. Clair
- Cross Street
- Main St E / Prospect St S
- Direction Faces
- East
Listing
- MLS® Number
- X13800220
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- Flexible
- Listed By
- KELLER WILLIAMS EDGE REALTY
Rooms
Features
Interior
- On Demand Water Heater
- Water Heater Owned
Property
- Fenced Yard
- Park
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Built-in Microwave, Dishwasher, Dryer, Hot Water Tank Owned, Refrigerator, Stove, Washer, Window Coverings, Dining Room Wall Cabinets, Living Room TV Mount, Backyard Metal Pergola, Dresser in Garage, Basement Fridge
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $363
- Condo fees
- $0
- Estimated monthly cost
- $3,462
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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