$558,900
↓ $18,000 from $576,900
Est. payment $2,475/moCalculate yours
130 Water Street 312, Gananoque, ON K7G 2M5
05 - Gananoque, Gananoque, ON K7G 2M5
- 2 Beds
- 2 Baths
- 1 Garage
- 900 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13755182
About this home
Welcome to Island Harbour Club, where elevated waterfront living meets the heart of the Thousand Islands. This beautifully upgraded, water-facing 2-bedroom, 2-bathroom condo offers an exceptional combination of style, space and one of its most impressive features-an oversized private balcony overlooking the St. Lawrence River. Partially covered and partially open to the sky, this incredible outdoor space truly becomes an extension of the living area. Whether it’s morning coffee overlooking the water, dinner outside or an evening spent watching the boats and sunsets, this is the kind of outdoor space that sets a condo apart. Inside, an exceptional floor plan is bright and inviting, with oversized windows bringing in an abundance of natural light while showcasing the gorgeous river views. The open-concept kitchen, dining and living areas are beautifully finished with quartz countertops, a striking backsplash, high-end appliances and thoughtful upgrades throughout. The spacious primary suite offers a private retreat with an ensuite, while the second bedroom provides valuable flexibility as a guest room, home office or both. With two full bathrooms and a layout that makes excellent use of every square foot, this is a home designed for easy everyday living and entertaining. With too many upgrades to list, this residence is a step above and offers the opportunity to enjoy an exceptional waterfront lifestyle at an incredible price. Walk to restaurants, shops, theatre, the marina and waterfront parks-or simply stay home, step onto that spectacular balcony and enjoy one of the best reasons to live in the Thousand Islands: the view.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- Price Change
- Size
- 900 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $5,344 (2026)
- Condo Fee
- $429/mo
- Fee Includes
- Common Elements Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 05 - Gananoque
- Cross Street
- WATER ST AND MARKET ST
Listing
- MLS® Number
- X13755182
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- Flexible
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- Carpet Free
- On Demand Water Heater
- Primary Bedroom - Main Floor
Property
- Beach
- Golf
- Lake Access
- Park
- Place Of Worship
- Waterfront
- Included
- Gas BBQ hookup on Balcony, Fridge, Stove, Microwave, Dishwasher, Washer and Dryer, On Demand Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,475 per month
- Principal and interest
- $2,475
- Property tax
- $445
- Condo fees
- $429
- Estimated monthly cost
- $3,349
Your mortgage
- Mortgage amount
- $447,120
- Mortgage insurance
- Not needed
- Interest over 25 years
- $295,286
Cash to close
- Down payment
- $111,780
- Land transfer tax
- $7,653
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $119,433
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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