Gurvinder Nokwal REALTOR®
For Sale Detached 165 days on market

$629,777 ↓ $20,000 from $649,777

Est. payment $2,867/moCalculate yours

641 Bay Street, Midland, ON L4R 1L8

Midland, Midland, ON L4R 1L8

  • 3 Beds
  • 2 Baths
  • 2 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of RE/MAX Georgian Bay Realty Ltd MLS® S13088554

About this home

Welcome to your perfect family home, ideally situated in the heart of Midland. Just a short walk to shops, schools, trails, and the shores of beautiful Georgian Bay, this charming 3+ bedroom century home offers the perfect blend of character and modern updates. Step inside and enjoy the warmth of hardwood floors, freshly painted, a spacious kitchen with island, and separate family, living, and dining areas ideal for both everyday living and gathering with loved ones. With two full bathrooms, gas heat, and central air, comfort comes standard. Outside, the large deck with a covered roof sets the stage for relaxed summer barbecues and quiet evenings. The oversized detached garage offers great storage or workspace, and the generous 50′ x 150′ in-town lot gives you room to grow. Lovingly maintained and thoughtfully updated from top to bottom - ask for the full list of upgrades. Don’t miss this one! What are you waiting for.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Wood
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50.04 x 150.28 Feet
Parking
Detached garage · 6 total
Zoning
R3

Financial

Property Taxes
$3,549 (2025)

Location

Neighbourhood
Midland
Cross Street
Bay - Fourth
Direction Faces
South

Listing

MLS® Number
S13088554
Days on Market
165
Listed On
2026-05-06
Possession
Flexible
Listed By
RE/MAX Georgian Bay Realty Ltd

Rooms

Room Level Dimensions
Bedroom 3 Second 11′ 9″ × 11′ 9″
Family Room Main 11′ 2″ × 13′ 3″
Kitchen Main 11′ 2″ × 13′ 1″
Dining Room Main 11′ 7″ × 13′ 2″
Bathroom Main 7′ 6″ × 7′ 2″
Bedroom 2 Second 11′ 0″ × 12′ 1″
Bathroom Second 6′ 1″ × 8′ 7″
Living Room Main 17′ 2″ × 10′ 6″
Bedroom Second 17′ 1″ × 17′ 1″

Features

Interior

  • Water Heater

Property

  • Golf
  • Hospital
  • Library
  • Marina
  • Park
  • Rec./Commun.Centre

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer, Dryer, some window coverings.
Excluded
All tenant belongings
Rental items
Hot water tank.

Mortgage calculator

Minimum for this price: $37,978 (6.03%)

Amortization, years

Estimated mortgage payment

$2,867 per month

Principal and interest
$2,867
Property tax
$296
Estimated monthly cost
$3,162

Your mortgage

Mortgage amount
$517,929
Mortgage insurance (2.8%)
$14,107
Interest over 25 years
$342,050

Cash to close

Down payment
$125,955
Land transfer tax
$9,071
Sales tax on insurance (8%)
$1,129
Total, before legal fees
$136,154
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

641 Bay Street, Midland, ON L4R 1L8 Midland, Midland, ON L4R 1L8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$629,777 641 Bay Street, Midland, ON L4R 1L8
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