$499,000
Est. payment $2,209/moCalculate yours
92 ELM Street, Kingston, ON K7K 1N2
22 - East of Sir John A. Blvd, Kingston, ON K7K 1N2
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of KELLER WILLIAMS INSPIRE REALTY, BROKERAGE MLS® X13592604
About this home
Step into 92 Elm Street-a classic, light-filled home offering exceptional space and modern versatility just steps from Princess Street and Queen’s University! Designed with smart spatial flow, the sprawling front living area creates an immediate sense of openness and welcoming warmth, leaving ample room for your creative vision. At the heart of the home, you’ll discover a surprisingly large, centrally located kitchen that serves as the perfect hub for daily living and entertaining, seamlessly connecting to a dedicated laundry area, full bath, and two tucked-away rear bedrooms offering maximum privacy. Outside, the property features a remarkably large backyard-a rare and coveted sanctuary for such a central, highly walkable location. Combining generous interior proportions, prime outdoor space, and unmatched convenience, this Elm Street residence delivers effortless style and rare upside in one complete package!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 66 Feet
- Parking
- None garage · 2 total
- Zoning
- RES
Financial
- Property Taxes
- $3,261 (2026)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- CHATHAM TO ELM ST
- Direction Faces
- South
Listing
- MLS® Number
- X13592604
- Days on Market
- 88
- Listed On
- 2026-07-22
- Possession
- TBD
- Listed By
- KELLER WILLIAMS INSPIRE REALTY, BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater
- Water Meter
Property
- Public Transit
- Place Of Worship
- Park
- Fenced Yard
- Rec./Commun.Centre
- School
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $272
- Condo fees
- $0
- Estimated monthly cost
- $2,481
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.