$860,000
↓ $9,900 from $869,900
Est. payment $3,808/moCalculate yours
491 Geneva Street, St. Catharines, ON L2N 2H4
443 - Lakeport, St. Catharines, ON L2N 2H4
- 3 + 2 Beds
- 4 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13780212
About this home
Welcome to this exceptional custom-built raised bungalow, only 3 years old with a Legal lower unit located in St. Catharines’ desirable North End. Situated on a spacious 60 x 120 ft lot, 5 parking spaces and single car garage , this versatile property offers a thoughtfully designed layout with 3 bedrooms and 2 full bathrooms on the main level, along with convenient laundry, a bright living room, separate family room, and beautiful kitchen-perfect for comfortable everyday living. The fully finished lower level features a separate entrance, 2 additional bedrooms, 1.5 bathrooms, and its own in-suite laundry, creating an ideal setup for extended family, guests, or rental potential. This legal duplex offers excellent flexibility and can also be converted back to a single-family home, providing a range of possibilities for homeowners and investors alike. Conveniently located close to schools, public transit, shopping, parks, and a variety of amenities. Immediate occupancy is available .
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 120 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $6,429 (2026)
Location
- Neighbourhood
- 443 - Lakeport
- Cross Street
- Linwell
- Direction Faces
- East
Listing
- MLS® Number
- X13780212
- Days on Market
- 34
- Listed On
- 2026-09-14
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- In-Law Suite
- In-Law Capability
Pool
- None
- Included
- Fridges, stoves, microwaves, washer, dryer and dishwashers in upper and lower levels, all window coverings,
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$3,808 per month
- Principal and interest
- $3,808
- Property tax
- $536
- Condo fees
- $0
- Estimated monthly cost
- $4,344
Your mortgage
- Mortgage amount
- $688,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $454,368
Cash to close
- Down payment
- $172,000
- Land transfer tax
- $13,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $185,675
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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