$629,900
Est. payment $2,789/moCalculate yours
85377 Mcdonald Lane, Ashfield-Colborne-Wawanosh, ON N7A 3X9
Ashfield, Ashfield-Colborne-Wawanosh, ON N7A 3X9
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Coldwell Banker All Points-Festival City Realty MLS® X13814178
About this home
Lake Huron waterfront with private, year-round road access on a quiet dead-end road with no traffic! Now offered at $629,900, this well-kept 3-season cottage, (with potential to turn it into a 4 season home with minimal efforts) enjoys a peaceful setting, beautiful lake views and spectacular Lake Huron sunsets. Several neighbouring properties are enjoyed as year-round residences, adding versatility to this peaceful waterfront location.One of the property’s most memorable features is the charming lakeside gazebo, perfectly positioned partway down the stairs toward the water. It’s your own private perch overlooking Lake Huron - an inviting place for morning coffee, an evening glass of wine, reading a book or simply sitting back and listening to the waves. A spacious upper deck and pergola provide even more room to relax, dine and entertain while taking in the waterfront setting.The shoreline is protected by a substantial steel armour retaining wall, an important feature of this Lake Huron property, with stairs leading down toward the water.Inside, you’ll find 3 bedrooms, a 3-piece bath and on-site laundry. A selection of good-quality, clean furnishings and household items is included, making this an easy, turnkey cottage - bring your personal belongings and start enjoying lake life.Private, peaceful and tucked away from through traffic, this is a special Lake Huron retreat that’s been thoughtfully cared for over the years. Enjoy it as the 3-season getaway it is today, with year-round road access offering possibilities for an owner wishing to explore extending its seasonal use. At its new price of $629,900, this waterfront property deserves another look.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 71 x 395 Feet
- Parking
- None garage · 4 total
- Zoning
- LR1/NE1-1
Financial
- Property Taxes
- $4,175 (2026)
Location
- Neighbourhood
- Ashfield
- Cross Street
- Horizon View
- Direction Faces
- West
Listing
- MLS® Number
- X13814178
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- TBD
- Listed By
- Coldwell Banker All Points-Festival City Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Beach
- Clear View
- Cul de Sac/Dead End
- Greenbelt/Conservation
- Lake Access
- Lake/Pond
Pool
- None
- Included
- Fridge, Stove, Washer, Dishwasher, Garden Shed contents.
Mortgage calculator
Estimated mortgage payment
$2,789 per month
- Principal and interest
- $2,789
- Property tax
- $348
- Condo fees
- $0
- Estimated monthly cost
- $3,137
Your mortgage
- Mortgage amount
- $503,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $332,798
Cash to close
- Down payment
- $125,980
- Land transfer tax
- $9,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $135,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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