Gurvinder Nokwal REALTOR®
For Sale Detached 32 days on market

$1,088,000

Est. payment $4,817/moCalculate yours

109 RIVER Road, Greater Napanee, ON K7R 3H3

58 - Greater Napanee, Greater Napanee, ON K7R 3H3

  • 4 Beds
  • 4 Baths
  • 2,500 Sq Ft

Listing courtesy of EXP REALTY, BROKERAGE MLS® X13793414

About this home

Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property’s character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today’s buyer.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,500 sqft

Interior

Bedrooms
4
Bathrooms
4
Kitchens
1
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Stone
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
167 x 252 Feet
Parking
Detached garage · 10 total
Zoning
R1/RE

Financial

Property Taxes
$5,676 (2025)

Location

Neighbourhood
58 - Greater Napanee
Cross Street
Centre Street/County Road 8 to River Road.
Direction Faces
North

Listing

MLS® Number
X13793414
Days on Market
32
Listed On
2026-09-16
Possession
TBD
Listed By
EXP REALTY, BROKERAGE

Rooms

Room Level Dimensions
Bedroom 2 Second 12′ 1″ × 11′ 11″
Bathroom Main 4′ 11″ × 5′ 5″
Bedroom Main 12′ 11″ × 11′ 11″
Dining Room Main 15′ 0″ × 11′ 8″
Office Main 10′ 10″ × 11′ 11″
Bedroom 3 Second 14′ 8″ × 11′ 11″
Kitchen Main 14′ 0″ × 11′ 8″
Primary Bedroom Second 14′ 8″ × 11′ 9″
Bathroom Second 4′ 0″ × 11′ 9″
Bathroom Main 5′ 0″ × 11′ 11″
Foyer Main 12′ 0″ × 8′ 11″
Bathroom Second 9′ 7″ × 11′ 3″
Living Room Main 15′ 10″ × 14′ 5″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Golf
  • Marina
  • Park
  • Public Transit
  • River/Stream
  • School

Pool

  • None
Included
Refrigerator, rangehood, stove, B/I microwave, dishwasher, washer, and dryer.

Mortgage calculator

Minimum for this price: $83,800 (7.7%)

Amortization, years

Estimated mortgage payment

$4,817 per month

Principal and interest
$4,817
Property tax
$473
Estimated monthly cost
$5,290

Your mortgage

Mortgage amount
$870,400
Mortgage insurance
Not needed
Interest over 25 years
$574,829

Cash to close

Down payment
$217,600
Land transfer tax
$18,235
Total, before legal fees
$235,835
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

109 RIVER Road, Greater Napanee, ON K7R 3H3 58 - Greater Napanee, Greater Napanee, ON K7R 3H3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,088,000 109 RIVER Road, Greater Napanee, ON K7R 3H3
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