$1,088,000
Est. payment $4,817/moCalculate yours
109 RIVER Road, Greater Napanee, ON K7R 3H3
58 - Greater Napanee, Greater Napanee, ON K7R 3H3
- 4 Beds
- 4 Baths
- 2,500 Sq Ft
Listing courtesy of EXP REALTY, BROKERAGE MLS® X13793414
About this home
Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property’s character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today’s buyer.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 167 x 252 Feet
- Parking
- Detached garage · 10 total
- Zoning
- R1/RE
Financial
- Property Taxes
- $5,676 (2025)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- Centre Street/County Road 8 to River Road.
- Direction Faces
- North
Listing
- MLS® Number
- X13793414
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- TBD
- Listed By
- EXP REALTY, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Golf
- Marina
- Park
- Public Transit
- River/Stream
- School
Pool
- None
- Included
- Refrigerator, rangehood, stove, B/I microwave, dishwasher, washer, and dryer.
Mortgage calculator
Estimated mortgage payment
$4,817 per month
- Principal and interest
- $4,817
- Property tax
- $473
- Condo fees
- $0
- Estimated monthly cost
- $5,290
Your mortgage
- Mortgage amount
- $870,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $574,829
Cash to close
- Down payment
- $217,600
- Land transfer tax
- $18,235
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $235,835
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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