$420,000
Est. payment $1,860/moCalculate yours
27 Stephen Street, Kingston, ON K7K 2C2
22 - East of Sir John A. Blvd, Kingston, ON K7K 2C2
- 2 + 1 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13815502
About this home
Convenient location within walking distance to vibrant downtown Kingston, Queen’s University, KGH, schools, parks and the Memorial Centre. Steps to a main bus route. This two storey property with private driveway and parking for 4 cars is currently used as a rented duplex with a tenanted two bedroom, one bathroom unit on the main level and a tenanted one bedroom, on bath unit on the upper level. Both tenants are on month to month. Laundry set up on the main level can be accessed by both tenants. Newer gas furnace installed 2018, metal roof on main building installed in 2021. Two electrical breaker panels. Looking to get into Kingston’s housing market? This could be your opportunity!
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Half, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Stucco (Plaster)
- Foundation
- Stone
- Roof
- Asphalt Shingle, Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 93 Feet
- Parking
- None garage · 4 total
- Zoning
- UR5
Financial
- Property Taxes
- $3,709 (2026)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Patrick Street, Montreal Street
- Direction Faces
- North
Listing
- MLS® Number
- X13815502
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- 60-89 Days
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Other
Property
- Arts Centre
- Hospital
- Library
- Park
- Public Transit
- School
Pool
- None
- Included
- Fridge x2, Stove x2, Washer (all in 'as is' condition)
- Excluded
- Tenant's possessions
- Rental items
- Hot Water Heater (Enercare)
Mortgage calculator
Estimated mortgage payment
$1,860 per month
- Principal and interest
- $1,860
- Property tax
- $309
- Condo fees
- $0
- Estimated monthly cost
- $2,169
Your mortgage
- Mortgage amount
- $336,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,901
Cash to close
- Down payment
- $84,000
- Land transfer tax
- $4,875
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,875
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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