$619,000
↓ $156,000 from $775,000
Est. payment $2,741/moCalculate yours
42420 JOHN WISE Line, Central Elgin, ON N5R 5T5
Rural Central Elgin, Central Elgin, ON N5R 5T5
- 5 Beds
- 4 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X12856292
About this home
Nicely located just south of St. Thomas in a rural Central Elgin setting. This 3600 sq ft, 1.5 storey solid home was built in the 70’s and has an apartment on the upper level with 3 bedrooms plus kitchen and family room and separate side entrance. Finished lower level. 2 bedrooms on main level. Main house has 400 amp service with all electric heat back up. House does have high efficiency gas furnace with ductwork and central air. Huge rear deck and gazebo. Spacious rooms, spiral staircase, large closets, attached double garage with 2 piece bath and storage under garage. All windows new, paint, flooring, trim and doors.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 3,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 3
- Basement
- Finished, Apartment
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 29.55 x 45.6 Metres
- Parking
- Attached garage · 12 total
- Zoning
- R1
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- SUNSET DRIVE
- Direction Faces
- North
Listing
- MLS® Number
- X12856292
- Days on Market
- 226
- Listed On
- 2026-03-06
- Possession
- FLEXIBLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- Water Heater
Pool
- None
- Included
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$2,741 per month
- Principal and interest
- $2,741
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,741
Your mortgage
- Mortgage amount
- $495,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $327,039
Cash to close
- Down payment
- $123,800
- Land transfer tax
- $8,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $132,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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