$1,378,000
↓ $72,000 from $1,450,000
Est. payment $6,101/moCalculate yours
403 Bay Street, Orillia, ON L3V 3X5
Orillia, Orillia, ON L3V 3X5
- 5 Beds
- 4 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of Century 21 B.J. Roth Realty Ltd. MLS® S13522614
About this home
Welcome to 403 Bay Street-an exceptional custom built home in one of Orillia’s most sought after neighbourhoods. Just a short stroll from the shores of Lake Couchiching and only minutes to Couchiching Beach Park, downtown Orillia, schools and trails. This remarkable property offers the perfect balance of luxury, comfort and family living. Offering over 4,000 sq. ft. above grade, plus a beautiful finished walkout basement, this spacious home features 5 bedrooms and 4 bathrooms with a layout designed for both everyday living and effortless entertaining. A truly rare feature is that all five bedrooms are located on the same level-an ideal design for families that provides both convenience and peace of mind. The bright walkout lower level offers something for everyone, complete with a games room featuring a billiard table and Murphy bed, a wet bar, sauna, exercise area, additional laundry, and direct access to the beautifully landscaped backyard. Step outside to your private retreat with a fully fenced yard, inground pool, playground, and plenty of space for family gatherings, entertaining, or simply relaxing. From the moment you arrive, the home’s impressive curb appeal is evident with its interlock driveway, inviting covered front porch, and landscaping that reflects the pride of ownership. Rarely does a home of this size, quality and location become available. Combining timeless craftsmanship, exceptional living space, and an unbeatable lifestyle near the waterfront, 403 Bay Street is a truly special opportunity for families seeking room to grow without compromising on luxury or convenience.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 3,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood , Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 85.31 x 110 Feet
- Parking
- Attached garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $18,181 (2026)
Location
- Neighbourhood
- Orillia
- Cross Street
- Bay & Fittons
- Direction Faces
- West
Listing
- MLS® Number
- S13522614
- Days on Market
- 107
- Listed On
- 2026-07-03
- Possession
- To be Determined
- Listed By
- Century 21 B.J. Roth Realty Ltd.
Rooms
Features
Interior
- Air Exchanger
- Built-In Oven
- Garburator
- In-Law Capability
- Sauna
- Workbench
Property
- Fenced Yard
- Lake Access
- Public Transit
Pool
- Inground
- Included
- Fridge, gas cooktop, double B/I Oven, washer/gas dryer x2, microwave, dishwasher, Billiards table and accessories including table tennis top, wood shelving in garage, B/I Murphy bed, multi-station gym, oak wall unit.
- Excluded
- hot tub
- Rental items
- security system, Gas water heater
Mortgage calculator
Estimated mortgage payment
$6,101 per month
- Principal and interest
- $6,101
- Property tax
- $1,515
- Condo fees
- $0
- Estimated monthly cost
- $7,617
Your mortgage
- Mortgage amount
- $1,102,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $728,046
Cash to close
- Down payment
- $275,600
- Land transfer tax
- $24,035
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $299,635
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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