Gurvinder Nokwal REALTOR®
For Sale Detached 27 days on market

$1,599,900

Est. payment $7,084/moCalculate yours

138 Bagot Street, Cobourg, ON K9A 3G1

Cobourg, Cobourg, ON K9A 3G1

  • 4 Beds
  • 4 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of Homesmiths Real Estate Ltd. MLS® X13809500

About this home

Centrally located in Cobourg’s Heritage District, 138 Bagot Street, the William McDougall House, circa 1875, is a distinguished example of Victorian architecture and the craftsmanship of its era. Sweeping gables, Gothic windows, intricate finials and an inviting front porch framed by ornate Victorian fretwork and gingerbread detailing create an exceptional architectural presence. Inside, the classic centre-hall plan begins with a generous foyer flanked by beautifully proportioned principal rooms. The grand front living room features pristine hardwood floors preserved beneath loose-lay broadloom, an original fireplace and south-facing bay window. A formal parlour with hardwood floors and second fireplace leads to a separate dining room with a third fireplace, ideal for entertaining. The updated kitchen features a generous island, granite countertops and breakfast area with walkout to the covered rear porch. Beyond lies a private, fully fenced yard surrounded by mature trees and perennial gardens, with cabana/potting shed and in-ground pool creating an exceptional backyard retreat. The original staircase leads to three spacious bedrooms, two further fireplaces and a full bath with traditional soaker tub. An office, flex space or fourth bedroom adds versatility, while the former help’s quarters, complete with second staircase, includes a three-piece bath, fifth bedroom and sunroom - ideal for guests, extended family or live-in assistance. A two-car garage and ample parking add practicality. High-efficiency systems include a natural gas-fired boiler and fully ducted attic-installed air conditioning. Throughout, the home retains an impressive collection of original details, including deep baseboards, original trim and crown moulding, intricate plasterwork and more. A rare balance of Victorian architecture, preserved character and contemporary comfort, just steps from the beach and boardwalk and minutes from downtown Cobourg’s shops, restaurants and amenities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
3,500 sqft

Interior

Bedrooms
4
Bathrooms
4
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Radiant (Gas)
Cooling
Central Air
Exterior
Brick, Other
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
128.34 x 139.79 Feet
Parking
Detached garage · 6 total

Financial

Property Taxes
$8,913 (2025)

Location

Neighbourhood
Cobourg
Cross Street
Bagot St/King St W
Direction Faces
East

Listing

MLS® Number
X13809500
Days on Market
27
Listed On
2026-09-21
Possession
Flexible
Listed By
Homesmiths Real Estate Ltd.

Rooms

Room Level Dimensions
Bedroom 2 Upper 15′ 7″ × 15′ 3″
Bedroom 3 Upper 15′ 5″ × 11′ 5″
Kitchen Main 15′ 4″ × 10′ 4″
Office Upper 15′ 4″ × 8′ 8″
Bedroom 4 Upper 10′ 8″ × 10′ 1″
Breakfast Main 15′ 4″ × 13′ 9″
Living Room Main 15′ 7″ × 15′ 3″
Primary Bedroom Upper 15′ 7″ × 15′ 8″
Family Room Main 15′ 5″ × 20′ 5″
Dining Room Main 15′ 7″ × 18′ 4″
Sunroom Upper 8′ 0″ × 15′ 9″

Features

Interior

  • Built-In Oven
  • Central Vacuum
  • In-Law Capability
  • On Demand Water Heater

Property

  • Beach
  • Fenced Yard
  • Hospital
  • Level
  • Lake/Pond

Pool

  • Inground

Mortgage calculator

Minimum for this price: $319,980 (20%)

Amortization, years

Estimated mortgage payment

$7,084 per month

Principal and interest
$7,084
Property tax
$743
Estimated monthly cost
$7,827

Your mortgage

Mortgage amount
$1,279,920
Mortgage insurance
Not needed
Interest over 25 years
$845,283

Cash to close

Down payment
$319,980
Land transfer tax
$28,473
Total, before legal fees
$348,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

138 Bagot Street, Cobourg, ON K9A 3G1 Cobourg, Cobourg, ON K9A 3G1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,599,900 138 Bagot Street, Cobourg, ON K9A 3G1
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