Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$786,583 ↓ $6,917 from $793,500

Est. payment $3,483/moCalculate yours

3 Cherry Street, Niagara-on-the-Lake, ON L0S 1J0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of COLDWELL BANKER MOMENTUM REALTY, BROKERAGE MLS® X13758808

About this home

Welcome to this beautiful and inviting classic red brick raised bungalow that offers over 1000 sq ft of main floor living…its going to will like home as soon as you walk thru the door. Attention to detail and care is evident throughout the entire home, almost all the work done in the past 5 years, leaving you nothing to do but enjoy the lovely community of Virgil. This simple but special home is bright with a clean comfort that offers an attached garage on a property that is just shy of a 1/4 of an acre. The backyard is private and a generous size, perfect for those looking for a quiet escape and still wanting space for some gardens and trees. Enter thru the front door and a sunny window fills the living room as you soak in the updated decor. Around the corner is the thoughtfully updated kitchen with spacious island, quartz counters, lots of cupboards and a tucked in banquet for dining at home. All the appliances will stay, making this an even easier move. The 3 bed bungalow is a rare find in the area, and each of these rooms are a nice size with closets one with unique accent wall. The main 4 piece bath was also recently updated. Head down a few steps to reach the garage access right off the kitchen, perfect for bringing in the groceries. Then a few more steps down to the fully finished basement, all done within the past 5 years. What a great space with a beautifully finished family room and handy workout/office space. Always nice to have a second bathroom, this one is 3 pieces and a comfortable 4th bed/bonus room, perfect for family that comes to visit. Roof, fence, widows, basement, insulation (attic blown in & basement spray foam),AC…and so much more all done since 2021. These owners love the private oasis of the backyard along with their neighbours that share this great community of Virgil…what greater selling point is there?! Only a few minutes to the QEW but you will feel a world away from the busyness of life here at 3 Cherry Street.

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
Price Change
Size
700 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Finished, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick Front
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
70 x 140 Feet
Parking
Attached garage · 3 total
Zoning
R1

Financial

Property Taxes
$4,014 (2026)

Location

Neighbourhood
108 - Virgil
Cross Street
Andres and Henry
Direction Faces
North

Listing

MLS® Number
X13758808
Days on Market
39
Listed On
2026-09-09
Possession
please ask
Listed By
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Rooms

Room Level Dimensions
Bedroom Lower 10′ 8″ × 9′ 4″
Dining Room Main 6′ 7″ × 6′ 1″
Bathroom Lower 7′ 5″ × 5′ 7″
Bedroom Main 11′ 7″ × 9′ 11″
Living Room Main 17′ 10″ × 11′ 5″
Utility Room Basement 11′ 5″ × 9′ 9″
Bedroom 2 Main 8′ 0″ × 9′ 5″
Primary Bedroom Main 11′ 6″ × 9′ 11″
Kitchen Main 16′ 1″ × 11′ 5″
Laundry Lower 10′ 5″ × 8′ 4″
Exercise Room Lower 15′ 6″ × 10′ 8″
Family Room Lower 23′ 5″ × 10′ 8″
Bathroom Main 8′ 0″ × 6′ 9″

Features

Interior

  • In-Law Capability
  • Water Heater Owned

Pool

  • None
Included
Blinds, curtain rods and shutters, light fixtures, spare kitchen cabinet and/or kitchen banquet, kitchen island,LG Fridge, Dishwasher & Stove, built in microwave. Fabric curtains in middle bedroom
Excluded
nest thermostat (will be replaced with Honeywell Home Pro-Series ) All Shelves on walls can stay or go, except 2 little white shelves on green wall in primary bed. Main Bathroom mirror will be replaced. Fabric curtains in living room and primary
Rental items
None

Mortgage calculator

Minimum for this price: $53,658 (6.82%)

Amortization, years

Estimated mortgage payment

$3,483 per month

Principal and interest
$3,483
Property tax
$334
Estimated monthly cost
$3,817

Your mortgage

Mortgage amount
$629,266
Mortgage insurance
Not needed
Interest over 25 years
$415,579

Cash to close

Down payment
$157,317
Land transfer tax
$12,207
Total, before legal fees
$169,524
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3 Cherry Street, Niagara-on-the-Lake, ON L0S 1J0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$786,583 3 Cherry Street, Niagara-on-the-Lake, ON L0S 1J0
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