$786,583
↓ $6,917 from $793,500
Est. payment $3,483/moCalculate yours
3 Cherry Street, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER MOMENTUM REALTY, BROKERAGE MLS® X13758808
About this home
Welcome to this beautiful and inviting classic red brick raised bungalow that offers over 1000 sq ft of main floor living…its going to will like home as soon as you walk thru the door. Attention to detail and care is evident throughout the entire home, almost all the work done in the past 5 years, leaving you nothing to do but enjoy the lovely community of Virgil. This simple but special home is bright with a clean comfort that offers an attached garage on a property that is just shy of a 1/4 of an acre. The backyard is private and a generous size, perfect for those looking for a quiet escape and still wanting space for some gardens and trees. Enter thru the front door and a sunny window fills the living room as you soak in the updated decor. Around the corner is the thoughtfully updated kitchen with spacious island, quartz counters, lots of cupboards and a tucked in banquet for dining at home. All the appliances will stay, making this an even easier move. The 3 bed bungalow is a rare find in the area, and each of these rooms are a nice size with closets one with unique accent wall. The main 4 piece bath was also recently updated. Head down a few steps to reach the garage access right off the kitchen, perfect for bringing in the groceries. Then a few more steps down to the fully finished basement, all done within the past 5 years. What a great space with a beautifully finished family room and handy workout/office space. Always nice to have a second bathroom, this one is 3 pieces and a comfortable 4th bed/bonus room, perfect for family that comes to visit. Roof, fence, widows, basement, insulation (attic blown in & basement spray foam),AC…and so much more all done since 2021. These owners love the private oasis of the backyard along with their neighbours that share this great community of Virgil…what greater selling point is there?! Only a few minutes to the QEW but you will feel a world away from the busyness of life here at 3 Cherry Street.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Front
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 70 x 140 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R1
Financial
- Property Taxes
- $4,014 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Andres and Henry
- Direction Faces
- North
Listing
- MLS® Number
- X13758808
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- please ask
- Listed By
- COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Rooms
Features
Interior
- In-Law Capability
- Water Heater Owned
Pool
- None
- Included
- Blinds, curtain rods and shutters, light fixtures, spare kitchen cabinet and/or kitchen banquet, kitchen island,LG Fridge, Dishwasher & Stove, built in microwave. Fabric curtains in middle bedroom
- Excluded
- nest thermostat (will be replaced with Honeywell Home Pro-Series ) All Shelves on walls can stay or go, except 2 little white shelves on green wall in primary bed. Main Bathroom mirror will be replaced. Fabric curtains in living room and primary
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,483 per month
- Principal and interest
- $3,483
- Property tax
- $334
- Condo fees
- $0
- Estimated monthly cost
- $3,817
Your mortgage
- Mortgage amount
- $629,266
- Mortgage insurance
- Not needed
- Interest over 25 years
- $415,579
Cash to close
- Down payment
- $157,317
- Land transfer tax
- $12,207
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $169,524
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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