$544,900
↓ $5,000 from $549,900
Est. payment $2,413/moCalculate yours
9939 Florence Street, Southwold, ON N5P 4L3
Southwold Town, Southwold, ON N5P 4L3
- 3 Beds
- 4 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X13709228
About this home
Great Family Home on quiet cul de sac with easy commute to London. Mailing address is 9939 Florence St., St.Thomas. Convenient Main Floor Laundry, Eating Area leads out to Sundeck with Gazebo. Primary Suite with 3pc ensuite bath and walk in closet. New carpet (May 2026) on stairs and all bedrooms on Second Level. Familyroom , Office/Bonus Room and 3pc bath and storage room in Basement. Man Door in Garage. Cat Patio can stay or Seller will remove before closing. Just move in and enjoy this One Owner well cared for Home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Heat Pump (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32.9 x 110.89 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R1
Financial
- Property Taxes
- $3,022 (2025)
Location
- Neighbourhood
- Southwold Town
- Cross Street
- Major Line
- Direction Faces
- West
Listing
- MLS® Number
- X13709228
- Days on Market
- 55
- Listed On
- 2026-08-24
- Possession
- Vacant Possession
- Listed By
- ELGIN REALTY LIMITED
Rooms
Features
Interior
- Auto Garage Door Remote
- Central Vacuum
Property
- Cul de Sac/Dead End
- School Bus Route
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer,Dryer, Garage Door Opener, Window Coverings, Storage Shed, Gazebo on sundeck.
- Excluded
- Stained Glass in Primary Bedroom is decoration only and does not stay. Appliances in Garage do not stay.
- Rental items
- Reliance Water Heater
Mortgage calculator
Estimated mortgage payment
$2,413 per month
- Principal and interest
- $2,413
- Property tax
- $252
- Condo fees
- $0
- Estimated monthly cost
- $2,665
Your mortgage
- Mortgage amount
- $435,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $287,890
Cash to close
- Down payment
- $108,980
- Land transfer tax
- $7,373
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $116,353
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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