$799,999
Est. payment $3,542/moCalculate yours
181 Church Street, Georgina, ON L4P 1J4
Keswick North, Georgina, ON L4P 1J4
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX REALTRON REALTY INC. MLS® N13779334
About this home
A truly one-of-a-kind century home in the heart of Keswick North, offering an incredible opportunity to own a beautiful piece of local history. Lovingly maintained and thoughtfully upgraded, this charming 4-bedroom home blends timeless character with modern touches and plenty of space for the whole family. Step inside and appreciate the beautifully restored original hardwood floors that preserve the warmth and character of this special home. The bright, open-concept kitchen and dining area has been fully renovated with beautiful modern finishes, stainless steel appliances, a stylish backsplash and functional space for everyday living and entertaining. The main floor continues with a spacious living room, additional family room, convenient laundry and a beautifully renovated bathroom featuring a double-sink floating vanity and stunning custom-built open-concept shower thoughtfully designed with privacy in mind. A separate entrance with mudroom off the kitchen adds even more functionality. Upstairs, discover 4 generous bedrooms, including a unique loft-style bedroom with skylight, perfect for a home office, guest room, playroom or creative space. The additional bedrooms offer their own closets, with original hardwood flooring continuing throughout this carpet-free home. Outside, enjoy a large fully fenced backyard with a spacious deck, garden, hot tub and oversized storage shed. A brand-new paved driveway completed in 2026 provides parking for 8+ vehicles, while crawl-space storage offers additional functionality. Most windows were updated approx. 2015, along with several main-floor upgrades completed around the same time. Ideally located close to shops, restaurants, schools, parks, daycares and everyday amenities, with beautiful Lake Simcoe just minutes away. Full of warmth, history and personality, 181 Church Street is anything but cookie-cutter. A rare opportunity to own a unique century home filled with character and charm in beautiful Keswick!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Stone, Other
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 83.53 x 133.59 Feet
- Parking
- None garage · 8 total
- Zoning
- R1
Financial
- Property Taxes
- $5,277 (2026)
Location
- Neighbourhood
- Keswick North
- Cross Street
- The Queensway & Church St
- Direction Faces
- South
Listing
- MLS® Number
- N13779334
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- Flexible
- Listed By
- RE/MAX REALTRON REALTY INC.
Rooms
Features
Interior
- Carpet Free
Property
- Beach
- Fenced Yard
- Park
- Public Transit
- Rec./Commun.Centre
- Golf
Pool
- None
- Included
- All Existing: S/S Fridge, S/S Induction Stove (2026), S/S Rangehood, B/I Microwave, Dishwasher, Washer & Dryer, Vintage/Antique Custom Pantry in Kitchen, All Window Covers, All ELFs, Backyard Shed, Sump Pump, 100 Amp Elec Panel, A/C Window Unit, Exterior Security Cameras, Exterior String Lights, Hot Tub "As is" Condition.
- Excluded
- All Existing: Furniture/Personal Belongings, BBQ, Backyard Patio Furniture, Mini Fridge in Kitchen.
- Rental items
- New 2026 Tankless HWT
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $440
- Condo fees
- $0
- Estimated monthly cost
- $3,982
Your mortgage
- Mortgage amount
- $639,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,667
Cash to close
- Down payment
- $160,000
- Land transfer tax
- $12,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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