Gurvinder Nokwal REALTOR®
For Sale Detached 27 days on market

$512,900

Est. payment $2,271/moCalculate yours

44 Elgin Street, St. Thomas, ON N5R 3M1

St. Thomas, St. Thomas, ON N5R 3M1

  • 2 Beds
  • 2 Baths
  • 2,000 Sq Ft

Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13808478

About this home

Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don’t miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne’s Place.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,000 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
55 x 76 Feet
Parking
None garage · 2 total
Zoning
R-4

Financial

Property Taxes
$3,592 (2026)

Location

Neighbourhood
St. Thomas
Cross Street
Wellington Street
Direction Faces
West

Listing

MLS® Number
X13808478
Days on Market
27
Listed On
2026-09-21
Possession
Flexible
Listed By
ROYAL LEPAGE TRILAND REALTY

Rooms

Room Level Dimensions
Den Second 10′ 1″ × 8′ 3″
Laundry Ground 10′ 7″ × 6′ 4″
Kitchen Ground 12′ 0″ × 9′ 0″
Breakfast Ground 11′ 8″ × 8′ 6″
Living Room Ground 15′ 9″ × 12′ 1″
Family Room Ground 11′ 5″ × 10′ 4″
Office Ground 11′ 6″ × 11′ 4″
Bedroom Second 12′ 1″ × 9′ 9″
Primary Bedroom Second 16′ 2″ × 12′ 2″
Foyer Ground 11′ 0″ × 10′ 8″
Dining Room Ground 16′ 6″ × 13′ 3″

Features

Interior

  • Water Heater Owned

Property

  • Public Transit

Pool

  • None
Included
Refrigerator, Stove, Dishwasher, Microwave, Washer Dryer. (all "as is" condition) Window Coverings and Blinds
Rental items
NONE

Mortgage calculator

Minimum for this price: $26,290 (5.13%)

Amortization, years

Estimated mortgage payment

$2,271 per month

Principal and interest
$2,271
Property tax
$299
Estimated monthly cost
$2,570

Your mortgage

Mortgage amount
$410,320
Mortgage insurance
Not needed
Interest over 25 years
$270,983

Cash to close

Down payment
$102,580
Land transfer tax
$6,733
Total, before legal fees
$109,313
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

44 Elgin Street, St. Thomas, ON N5R 3M1 St. Thomas, St. Thomas, ON N5R 3M1
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$512,900 44 Elgin Street, St. Thomas, ON N5R 3M1
Request a showing