$512,900
Est. payment $2,271/moCalculate yours
44 Elgin Street, St. Thomas, ON N5R 3M1
St. Thomas, St. Thomas, ON N5R 3M1
- 2 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13808478
About this home
Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don’t miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne’s Place.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 55 x 76 Feet
- Parking
- None garage · 2 total
- Zoning
- R-4
Financial
- Property Taxes
- $3,592 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Wellington Street
- Direction Faces
- West
Listing
- MLS® Number
- X13808478
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Water Heater Owned
Property
- Public Transit
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Microwave, Washer Dryer. (all "as is" condition) Window Coverings and Blinds
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$2,271 per month
- Principal and interest
- $2,271
- Property tax
- $299
- Condo fees
- $0
- Estimated monthly cost
- $2,570
Your mortgage
- Mortgage amount
- $410,320
- Mortgage insurance
- Not needed
- Interest over 25 years
- $270,983
Cash to close
- Down payment
- $102,580
- Land transfer tax
- $6,733
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $109,313
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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