Gurvinder Nokwal REALTOR®
For Sale Duplex 51 days on market

$398,500 ↓ $26,500 from $425,000

Est. payment $1,764/moCalculate yours

43 York Street, St. Catharines, ON L2R 6C2

451 - Downtown, St. Catharines, ON L2R 6C2

  • 4 + 2 Beds
  • 5 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE MLS® X13721904

About this home

LEGAL DUPLEX - VACANT UPPER UNIT - EXCELLENT INVESTMENT OPPORTUNITY. Excellent opportunity to own a legal duplex in an established St. Catharines neighbourhood offering immediate rental income and strong future income potential. The main floor and lower level are occupied by great long-term tenants, providing reliable income from day one. The vacant second-floor unit gives the new owner the flexibility to select their own tenant and establish current market rent, creating an attractive opportunity to maximize overall income. For an owner-occupier, move into the vacant upper unit while benefiting from substantial rental income from the existing tenanted portion to help offset mortgage and carrying costs. The property features two self-contained units with separate private entrances and separate hydro meters. Additional features include an updated kitchen, coin laundry, private driveway, and front and rear decks. Conveniently located in the established Haig Street neighbourhood within walking distance of downtown St. Catharines, shopping, restaurants, entertainment and public transit. With legal duplex status, established tenants, a vacant upper unit, separate hydro meters, and strong income potential, this is a compelling opportunity for investors and owner-occupiers alike.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,500 sqft

Interior

Bedrooms
4 + 2
Bathrooms
5
Kitchens
4
Basement
Full, Finished, Finished with Walk-Out

Building & Systems

Heating
Radiant (Gas)
Cooling
Window Unit(s)
Exterior
Brick, Other
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
41 x 87.23 Feet
Parking
None garage · 3 total

Financial

Property Taxes
$3,250 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
Between Welland Avenue & Carlton Street
Direction Faces
West

Listing

MLS® Number
X13721904
Days on Market
51
Listed On
2026-08-28
Possession
ASAP Preferred
Listed By
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Features

Interior

  • Other

Pool

  • None

Mortgage calculator

Minimum for this price: $19,925 (5%)

Amortization, years

Estimated mortgage payment

$1,764 per month

Principal and interest
$1,764
Property tax
$271
Estimated monthly cost
$2,035

Your mortgage

Mortgage amount
$318,800
Mortgage insurance
Not needed
Interest over 25 years
$210,542

Cash to close

Down payment
$79,700
Land transfer tax
$4,453
Total, before legal fees
$84,153
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

43 York Street, St. Catharines, ON L2R 6C2 451 - Downtown, St. Catharines, ON L2R 6C2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$398,500 43 York Street, St. Catharines, ON L2R 6C2
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