Gurvinder Nokwal REALTOR®
For Sale Detached 61 days on market

$798,000 ↓ $51,000 from $849,000

Est. payment $3,533/moCalculate yours

481 Crego Lake Road, Kawartha Lakes, ON K0M 2A0

Somerville, Kawartha Lakes, ON K0M 2A0

  • 3 + 1 Beds
  • 1 Baths
  • 1,100 Sq Ft

Listing courtesy of Royal LePage Lakes of Haliburton MLS® X13702802

About this home

WELCOME TO CREGO LAKE and a very private setting with a mix of lovely exposed granite and tall pines, and just steps away from 150 feet of fabulous spring-fed waterfront offering a sunny NW exposure. This classic mid-century 3-season, 1,100 square foot 3 bedroom Viceroy cottage, features a stone fireplace, cathedral ceilings and expansive lakeside windows. It has undergone many recent improvements. A bonus 3-season, 496 square foot bunkie (with loft) is perfect for larger gatherings. Each building has a large screen room. An exceptionally private 0.98 acre lot with gradual steps and walkways leading to the floating dock and 8+ feet of weed-free water. Amazing swimming. A cool treehouse for the kids. Serviced by an eco-friendly Waterloo Biofilter septic system and lake water system. Enjoy fishing & paddling on this quiet 10 horse power motor-restricted lake which is 50 feet deep and has its own small boat launch. An extremely private, very well-managed enclave with only 60 lots. A true nature lover’s dream with shared 600 acres with private hiking & XC skiing trails throughout - no motorized vehicles allowed on these trails. The Kinmount Park Estates Association fees are $500 per year, and cover the road and culverts, maintaining the recycling/garbage area, lake water testing, and maintaining and paying taxes on the managed forest and trails around the lake. Direct access to the Somerville County Forest with miles of multi-use Crown Land trails suitable for all powersports. Crego Lake is well known for its large lot sizes. Year-round access, dead-end road, 10 minutes to Kinmount. 2 hours to GTA. Book your showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Click on the video tour.

Property details

Overview

Property Type
Detached
Style
Chalet
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Wood)
Cooling
None
Exterior
Cedar
Foundation
Concrete, Piers
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
150 x 271 Feet
Parking
None garage · 4 total
Zoning
RR3

Financial

Property Taxes
$5,011 (2026)

Location

Neighbourhood
Somerville
Cross Street
Monck Road 45
Direction Faces
North

Listing

MLS® Number
X13702802
Days on Market
61
Listed On
2026-08-18
Possession
flexible
Listed By
Royal LePage Lakes of Haliburton

Rooms

Room Level Dimensions
Bedroom 2 Main 12′ 9″ × 9′ 1″
Bedroom 3 Main 9′ 0″ × 7′ 6″
Bedroom Main 12′ 5″ × 8′ 9″
Kitchen Main 10′ 3″ × 13′ 5″
Living Room Main 18′ 5″ × 13′ 0″
Dining Room Main 10′ 3″ × 4′ 2″
Sunroom Main 13′ 4″ × 9′ 9″

Features

Interior

  • Carpet Free
  • Water Heater Owned

Property

  • Greenbelt/Conservation
  • Hospital
  • Place Of Worship
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
All contents as viewed inside and outside. In as-is, where-is condition. Including 2 Clearwater Kayaks.
Excluded
Personal items, some tools, art work, paddle board & cedar-strip coffee table in bunkie. Metal roof-2016. Cottage foundation leveling-2019. Spray foam underside-2022. New 100 amp-2020. HWT element-2026. New water pump-2026. Many new windows-2022
Rental items
none

Mortgage calculator

Minimum for this price: $54,800 (6.87%)

Amortization, years

Estimated mortgage payment

$3,533 per month

Principal and interest
$3,533
Property tax
$418
Estimated monthly cost
$3,951

Your mortgage

Mortgage amount
$638,400
Mortgage insurance
Not needed
Interest over 25 years
$421,611

Cash to close

Down payment
$159,600
Land transfer tax
$12,435
Total, before legal fees
$172,035
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

481 Crego Lake Road, Kawartha Lakes, ON K0M 2A0 Somerville, Kawartha Lakes, ON K0M 2A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$798,000 481 Crego Lake Road, Kawartha Lakes, ON K0M 2A0
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