$459,000
↓ $16,000 from $475,000
Est. payment $2,032/moCalculate yours
438 Main Street, Loyalist, ON K0H 1G0
57 - Bath, Loyalist, ON K0H 1G0
- 4 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13773304
About this home
Is there a character-filled heritage home in The Village of Bath where you can walk to Lake Ontario waterfront, local shops and the Museum? Yes there is. Built in 1860, this 4-bedroom, 1.5-bath home combines historic character, remarkable gardens and a wonderful Main Street location, with the primary bedroom on the main level. Welcome to 438 Main Street, Bath, a truly special home filled with the unique character and charm you would expect from a property dating to the 1800s. Nestled in the heart of Bath, this home places you close to the serene beauty of Lake Ontario, with the waterfront, museum, ice cream parlour, homemade pizza hangouts and other local amenities all within walking distance. Step outside and discover the gardens and perennials galore, including the most beautiful wisteria that adds another layer of charm throughout. A lovely koi pond brings movement and tranquility to the backyard, while the greenhouse invites you to enjoy gardening and growing. The property also offers a barn and a charming She-shed because it’s 5:00 somewhere, creating spaces to pursue hobbies, unwind or simply enjoy the setting. With 4 bedrooms, 1.5 bathrooms and the primary bedroom conveniently located on the main level, this home offers a comfortable blend of character and function. This is a home that celebrates its’ history rather than hiding it. Take a drive down Main Street and you may find yourself wanting to stop and explore. Quiet, pretty and full of personality, 438 Main Street is a distinctive Bath home in a location that lets you enjoy small-town charm alongside the beauty of Lake Ontario. Heritage designation: Buyer to do their own due diligence .
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Metal/Steel Siding
- Foundation
- Stone
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57 x 214.5 Feet
- Parking
- Detached garage · 2 total
- Zoning
- R2
Financial
- Property Taxes
- $2,962 (2025)
Location
- Neighbourhood
- 57 - Bath
- Cross Street
- 1st Street
- Direction Faces
- North
Listing
- MLS® Number
- X13773304
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- 90 days
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater
Pool
- None
- Included
- Refrigerator, Stove, Washer, Dryer, Dishwasher
- Excluded
- Stained Glass window coverings in upper bathroom.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,032 per month
- Principal and interest
- $2,032
- Property tax
- $247
- Condo fees
- $0
- Estimated monthly cost
- $2,279
Your mortgage
- Mortgage amount
- $367,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $242,506
Cash to close
- Down payment
- $91,800
- Land transfer tax
- $5,655
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,455
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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