$485,000
Est. payment $2,147/moCalculate yours
74 Wiley Street, St. Catharines, ON L2R 4G6
451 - Downtown, St. Catharines, ON L2R 4G6
- 5 + 2 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE MLS® X13817118
About this home
This solid brick detached home has 7 bedrooms, 3 full bathrooms, and is located in the charming Fitzgerald neighbourhood just North of downtown St.Catharines. With good potential for an in-law suite or auxiliary dwelling unit project the property is a great option for investors, large families, and buyers of all types. There is a main floor bedroom along with full washroom, kitchen, dining room, and living room along with a garage that has been converted into storage space but could be reclaimed as a typical attached garage. On the second floor you will find another full washroom and 4 bedrooms including one that is separate from the others and currently has a kitchenet space you enter through to access the bedroom. The finished basement has two bedrooms, a full washroom, and a living room area as well. Surrounded by amazing neighbours, parks, schools, and walking distance or a short commute from everything that the city and region have to offer.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Other
- Exterior
- Brick, Other
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 100 Feet
- Parking
- Attached garage · 1 total
Financial
- Property Taxes
- $4,027 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Corner of Linden Street & Wiley Street
- Direction Faces
- East
Listing
- MLS® Number
- X13817118
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- ASAP Preferred
- Listed By
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Rooms
Features
Interior
- In-Law Capability
Pool
- None
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,147 per month
- Principal and interest
- $2,147
- Property tax
- $336
- Condo fees
- $0
- Estimated monthly cost
- $2,483
Your mortgage
- Mortgage amount
- $388,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $256,243
Cash to close
- Down payment
- $97,000
- Land transfer tax
- $6,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $103,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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