Gurvinder Nokwal REALTOR®
For Sale Detached 32 days on market

$529,000 ↓ $10,000 from $539,000

Est. payment $2,342/moCalculate yours

172 Lake Street, St. Catharines, ON L2R 5Y9

451 - Downtown, St. Catharines, ON L2R 5Y9

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of EXP REALTY MLS® X13794704

About this home

Look no further! This beautiful home is perfect for first-time buyers or if you are looking to downsize. Renovated throughout, this home has great curb appeal, with new siding (2022), and a covered front porch with modern glass railing. The bright, open main floor features living room, dining room, kitchen with convenient breakfast bar, and updated 2 piece bathroom. On the second floor, you will find two spacious bedrooms with generous closet space, and an updated full 4 piece bathroom. The basement with laundry area has good ceiling height and offers potential to finish for additional living or home office space. Detached garage with newer concrete floor/garage door and roof (2021). Parking is not a concern with a large, newly paved, private driveway, offering plenty of room for guests with space for four vehicles. Conveniently located close to shopping, restaurants, and all amenities. Just a short walking distance to schools, plus quick and easy highway access. This lovely home is ready for you to move in!

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Development Potential

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
33.07 x 80.27 Feet
Parking
Detached garage · 3 total
Zoning
R3

Financial

Property Taxes
$3,056 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
Carlton Street and Lake Street
Direction Faces
East

Listing

MLS® Number
X13794704
Days on Market
32
Listed On
2026-09-16
Possession
30-60 days
Listed By
EXP REALTY

Features

Interior

  • Auto Garage Door Remote
  • Water Heater

Pool

  • None
Included
Refrigerator, stove, dishwasher, washing machine, dryer all window coverings and light fixtures.
Excluded
No exclusions
Rental items
Hot water tank is rented $33.93

Mortgage calculator

Minimum for this price: $27,900 (5.27%)

Amortization, years

Estimated mortgage payment

$2,342 per month

Principal and interest
$2,342
Property tax
$255
Estimated monthly cost
$2,597

Your mortgage

Mortgage amount
$423,200
Mortgage insurance
Not needed
Interest over 25 years
$279,489

Cash to close

Down payment
$105,800
Land transfer tax
$7,055
Total, before legal fees
$112,855
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

172 Lake Street, St. Catharines, ON L2R 5Y9 451 - Downtown, St. Catharines, ON L2R 5Y9
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$529,000 172 Lake Street, St. Catharines, ON L2R 5Y9
Request a showing