$419,900
↓ $50,000 from $469,900
Est. payment $1,859/moCalculate yours
38786 B Zurich-Hensall Road, Bluewater, ON N0M 2T0
Hay, Bluewater, ON N0M 2T0
- 3 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGE MLS® X13611738
About this home
Situated on just over half an acre, this country property offers the perfect blend of rural living with the convenience of municipal water, natural gas and being located on a paved road. The home features three bedrooms and 1.5 bathrooms on the main level which provides a functional layout for families or retirees alike.The finished, updated basement includes a separate exterior entrance and a second kitchen, offering excellent potential for an in-law suite, multi-generational living or possible income opportunities (subject to any required approvals). Additional highlights include a durable metal roof, an owned water heater which helps to reduce ongoing ownership costs and a generator is included, offering reliable backup power and peace of mind. While the main level could benefit from some updating and cosmetic improvements, it offers solid construction and tremendous potential to add value and make it your own. This home is centrally located to London, Stratford, Goderich and is only a short drive to the lovely beaches of Lake Huron. Be sure to book your showing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 8 total
- Zoning
- AG4
Financial
- Property Taxes
- $2,704 (2025)
Location
- Neighbourhood
- Hay
- Cross Street
- Zurich-Hensall Road & Parr Line.
- Direction Faces
- North
Listing
- MLS® Number
- X13611738
- Days on Market
- 83
- Listed On
- 2026-07-27
- Possession
- Flexible
- Listed By
- COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGE
Rooms
Features
Interior
- Sewage Pump
Pool
- None
- Included
- Main level - fridge, stove, dishwasher, microwave, washer,dryer. Baement - fridge, stove, stackable washer/dryer. All appliances and wood fireplace are in AS IS CONDITION. Hot water heater. Generator. Storage shed.
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,859 per month
- Principal and interest
- $1,859
- Property tax
- $225
- Condo fees
- $0
- Estimated monthly cost
- $2,085
Your mortgage
- Mortgage amount
- $335,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,848
Cash to close
- Down payment
- $83,980
- Land transfer tax
- $4,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.