Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$599,900 ↓ $25,000 from $624,900

Est. payment $2,656/moCalculate yours

699 ST ANDREW Street W, Centre Wellington, ON N1M 1P7

Fergus, Centre Wellington, ON N1M 1P7

  • 3 Beds
  • 1 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of RE/MAX Real Estate Centre Inc MLS® X13758588

About this home

Welcome to 699 St. Andrew Street West, a warm and welcoming 1925 brick home where original character, comfortable living, perfect location and a warm, inviting setting come together. Set on an impressive 68 x 135-foot property, this charming 1-storey home offers over 1,100 sq. ft, three bedrooms, a 4 pce renovated bath, detached garage and 3 car driveway. Beautiful hardwood floors, 9 ft ceilings, substantial wood trim, oversized doorways and a handsome staircase bring warmth and personality to the bright, inviting interior. The sun-filled living room flows easily into the separate dining room, creating comfortable spaces for everyday life and entertaining. The cheerful kitchen offers generous cabinetry, ample workspace, and offers a walkout to a beautiful sun porch overlooking views of the surrounding greenery.A main-floor bedroom provides valuable flexibility as a guest room, nursery, home office or convenient one-level sleeping space. Upstairs, two additional bedrooms feature hardwood flooring, abundant natural light and charming rooflines that give each room its own character. The full unfinished, full height, basement provides plenty of laundry, storage and workshop space, along with possibilities for the future.Two porches extend the home’s living space and provide places to enjoy a quiet morning, welcome guests or unwind. Outside, the rear deck overlooks a deep, mature yard with room for children, pets, gardens and summer gatherings. The garage and long driveway add practical parking and storage.With central air, forced-air gas heating and flexible possession, this home offers comfort now and potential for years to come. Located near parks, schools, the hospital, recreation and arts facilities, direct river access steps away, and the shops, restaurants and character of downtown Fergus. A special opportunity for first-time buyers, young families, downsizers or anyone who appreciates the enduring warmth of a character home on a generous in-town lot.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Total Rooms
7
Basement
Unfinished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Other, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
68 x 135 Feet
Parking
Detached garage · 4 total
Zoning
R1B

Financial

Property Taxes
$3,416 (2026)

Location

Neighbourhood
Fergus
Cross Street
Beatty Line
Direction Faces
North

Listing

MLS® Number
X13758588
Days on Market
39
Listed On
2026-09-09
Possession
flexible
Listed By
RE/MAX Real Estate Centre Inc

Rooms

Room Level Dimensions
Bathroom Main 0′ 4″ × 0′ 4″
Bedroom Main 9′ 10″ × 9′ 5″
Kitchen Main 15′ 0″ × 9′ 7″
Dining Room Main 11′ 7″ × 8′ 11″
Living Room Main 11′ 6″ × 12′ 9″
Bedroom Second 11′ 10″ × 9′ 5″
Primary Bedroom Second 11′ 10″ × 9′ 5″

Features

Interior

  • None

Property

  • Hospital
  • Arts Centre
  • Park
  • School
  • Rec./Commun.Centre
  • River/Stream

Pool

  • None
Included
Fridge, stove, washer, dryer, window coverings, light fixtures
Rental items
water heater

Mortgage calculator

Minimum for this price: $34,990 (5.83%)

Amortization, years

Estimated mortgage payment

$2,656 per month

Principal and interest
$2,656
Property tax
$285
Estimated monthly cost
$2,941

Your mortgage

Mortgage amount
$479,920
Mortgage insurance
Not needed
Interest over 25 years
$316,948

Cash to close

Down payment
$119,980
Land transfer tax
$8,473
Total, before legal fees
$128,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

699 ST ANDREW Street W, Centre Wellington, ON N1M 1P7 Fergus, Centre Wellington, ON N1M 1P7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,900 699 ST ANDREW Street W, Centre Wellington, ON N1M 1P7
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