Gurvinder Nokwal REALTOR®
For Sale Duplex 27 days on market

$699,000 ↓ $150,000 from $849,000

Est. payment $3,095/moCalculate yours

148 Geneva Street, St. Catharines, ON L3R 4N9

451 - Downtown, St. Catharines, ON L3R 4N9

  • 5 Beds
  • 4 Baths
  • 2 Garage
  • 3,000 Sq Ft
Map

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13811482

About this home

1870 HERITAGE HOME in St. Catharines! Beyond its heritage appeal, the property is zoned R3, offering a wide variety of potential uses subject to buyer verification. Whether you invision a restored single-family residence, a multi-unit conversion, professional office, live/work space, or another permitted use, this zoning provides flexibilty rarely found in a home of this character. The property enjoys excellent visibility and convenient access to downtown St. Catharines, transit, amenities and major routes, close to the QEW. This spacious 5+ bedroom, 4 bathroom home showcases original details that simply cannot be replicated, from historic millwork and trim to period charm throughout. An adjacent studio apartment with its own entrance also compliments this historic structure. An oversized 2 car garage with workshop sits on this extra large lot 122′ X 74′ as well. Some remodelling and updates has been completed. Roof (2022) new oil tank (2024). This property offers excellent income potential and is currently being offered as a short term rental situation with excellent tenants and income. A truly unique offering for heritage enthusiasts, investors, and visionaries alike. 148 Geneva invites you to preserve the past while shaping the future. In the past this property has been used as an antique shop & art studio.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
3,000 sqft

Interior

Bedrooms
5
Bathrooms
4
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Water (Oil)
Cooling
None
Exterior
Brick Veneer
Foundation
Block, Brick
Roof
Asphalt Rolled
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
74.3 x 122 Feet
Parking
Detached garage · 7 total
Zoning
R3

Financial

Property Taxes
$5,723 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
Dacotah St. & Geneva Sts.
Direction Faces
East

Listing

MLS® Number
X13811482
Days on Market
27
Listed On
2026-09-21
Possession
60 days
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Bedroom Flat 12′ 10″ × 12′ 0″
Dining Room Ground 13′ 0″ × 12′ 0″
Bedroom 2 Second 10′ 6″ × 10′ 0″
Common Room Flat 15′ 0″ × 16′ 0″
Bedroom 4 Second 10′ 6″ × 15′ 0″
Living Room Ground 13′ 0″ × 15′ 0″
Sitting Second 10′ 6″ × 9′ 10″
Bedroom 3 Second 13′ 0″ × 9′ 10″
Kitchen Ground 11′ 0″ × 11′ 0″
Foyer Ground 7′ 0″ × 15′ 0″
Kitchen Ground 11′ 0″ × 12′ 0″
Bedroom Second 15′ 0″ × 14′ 0″

Features

Interior

  • Accessory Apartment

Pool

  • None

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$477
Estimated monthly cost
$3,572

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

148 Geneva Street, St. Catharines, ON L3R 4N9 451 - Downtown, St. Catharines, ON L3R 4N9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 148 Geneva Street, St. Catharines, ON L3R 4N9
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