$349,000
↓ $80,000 from $429,000
Est. payment $1,545/moCalculate yours
0 Island Lake Road, Kearney, ON P0A 1M0
Kearney, Kearney, ON P0A 1M0
- 2 Beds
- 1 Baths
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13441830
About this home
Escape to your own private wilderness retreat with this charming 2-bedroom rustic off-grid cottage, nestled on 10 acres of pristine natural landscape. Accessible by water, this unique property offers the perfect blend of seclusion, tranquility, and sustainable living, making it an ideal getaway for nature lovers, outdoor enthusiasts, and those seeking a peaceful escape from the everyday. Surrounded by mature trees and wildlife, the cottage provides a warm and inviting atmosphere with comfortable living spaces and authentic rustic character. Large windows and southern exposure bring in natural light and showcase beautiful views of the surrounding forest and the island dotted lake. Designed for self-sufficient living, the property is powered by a solar panel system and a propane stove allowing you to enjoy modern conveniences while minimizing your environmental footprint. Additional off-grid features include a composting toilet, traditional outhouse, and refreshing outdoor shower, creating a true cottage-country experience. The expansive 10-acre parcel offers endless opportunities to explore, hike, relax, and connect with nature. Enjoy your mornings with a coffee on the deck, spend your days fishing, paddling, swimming, or simply unwinding in the serenity of your private Algonquin Park like surroundings, and end your evenings gathered around a campfire under a sky full of stars. Whether you’re looking for a seasonal family retreat, a recreational property, or a quiet place to disconnect and recharge, this rare water-access cottage delivers privacy, adventure, and the timeless charm of off-grid living. Experience the beauty of nature and the freedom of cottage life in this exceptional waterfront escape.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Wood)
- Cooling
- None
- Exterior
- Board & Batten , Wood
- Foundation
- Concrete Block, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Other
Lot & Parking
- Lot Size
- 152.52 x 1792.63 Feet
- Parking
- None garage · 20 total
Financial
- Property Taxes
- $1,886 (2025)
Location
- Neighbourhood
- Kearney
- Cross Street
- Hazzard Hill & Island Lake Road
- Direction Faces
- South
Listing
- MLS® Number
- X13441830
- Days on Market
- 128
- Listed On
- 2026-06-12
- Possession
- Fleible
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Part Cleared
- Rec./Commun.Centre
- Sloping
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Turnkey - All Included
- Excluded
- Only personal items
Mortgage calculator
Estimated mortgage payment
$1,545 per month
- Principal and interest
- $1,545
- Property tax
- $157
- Condo fees
- $0
- Estimated monthly cost
- $1,702
Your mortgage
- Mortgage amount
- $279,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,389
Cash to close
- Down payment
- $69,800
- Land transfer tax
- $3,710
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,510
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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