$349,900
↓ $35,099 from $384,999
Est. payment $1,549/moCalculate yours
1 Cumming Street, St. Catharines, ON L2S 1H6
458 - Western Hill, St. Catharines, ON L2S 1H6
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13513004
About this home
CALLING ALL INVESTORS! Take a look at this great opportunity. Located in the west end of St. Catharines, 1 Cumming Street is a 2 bedroom 1 bath home just minutes away from the Fourth Ave area with shops, resturants and Downtown St. Catharines, while also having both the QEW and 406 highways nearby. This property has a road connection to the parallel street known as Kent Street having the potential to be severed. This is also an equally great opportunity for a first time home buyer to build some equity by putting your own personal stamp on it!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 13.72 x 32.22 Metres
- Parking
- None garage · 3 total
- Zoning
- R2
Financial
- Property Taxes
- $3,353 (2026)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Rykert and Cumming Street
- Direction Faces
- North
Listing
- MLS® Number
- X13513004
- Days on Market
- 108
- Listed On
- 2026-07-02
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Other
- Storage
Property
- Level
- School
- Public Transit
Pool
- None
- Included
- Stove, Fridge, Washer and Dryer, Microwave
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,549 per month
- Principal and interest
- $1,549
- Property tax
- $279
- Condo fees
- $0
- Estimated monthly cost
- $1,829
Your mortgage
- Mortgage amount
- $279,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,864
Cash to close
- Down payment
- $69,980
- Land transfer tax
- $3,724
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,704
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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