$1,699,000
Est. payment $7,523/moCalculate yours
10 Earl Street, Toronto, ON M4Y 1M3
North St. James Town, Toronto, ON M4Y 1M3
- 5 Beds
- 3 Baths
- 2,500 Sq Ft
Listing courtesy of RE/MAX HALLMARK REALTY LTD. MLS® C13850938
About this home
Built in 1877. Renovated for the way you live now. Part of Windsor Terrace, a Victorian row on a hushed, tree-lined dead end in Upper Jarvis, this legal duplex on a deep 20 x 132 ft lot offers two self-contained homes, a rooftop terrace and tandem parking for four cars, all delivered vacant. Subway station is a 5-minute walk; Yorkville is 5 minutes by car. Bloor Streets shops, restaurants and parks are all within easy reach. A heated mudroom with custom cabinetry sets the tone at the front door. The owner renovated the two-floor main residence for themselves, and it shows: original exposed brick, a wood-burning fireplace, heated floors, and a kitchen in natural walnut and Corian with induction cooking and a custom pantry built for your wine fridge and espresso machine. The top floor is a private retreat, with a primary suite framed by custom walnut closets, a spa ensuite with rain shower, teak floor and Toto washlet, and a walk-out to a sun-soaked rooftop terrace wired for sound. Below, a recently renovated 2-bedroom suite with its own entrance, laundry, meter and walk0out to a private patio. Live up, rent down. Bring the family together. Or lease both on day one. Five bedrooms, two homes, one rare downtown address.
Property details
Overview
- Property Type
- Duplex
- Style
- 3-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Separate Entrance, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 20 x 131.51 Feet
- Parking
- Other garage · 4 total
Financial
- Property Taxes
- $9,336 (2025)
Location
- Neighbourhood
- North St. James Town
- Cross Street
- Bloor St E & Jarvis St
- Direction Faces
- North
Listing
- MLS® Number
- C13850938
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Immediate
- Listed By
- RE/MAX HALLMARK REALTY LTD.
Rooms
Features
Interior
- Carpet Free
- Other
Pool
- None
- Included
- Franke sink, S/S appliances, Legrand designer switches and outlets, CAT-5 wiring, motion-activated mudroom lighting, custom storage bed, Sonos system, windows (2014), fireplace stack replaced (2014). Main Floor Unit: Fridge, Oven, Stovetop, Microwave, Dishwasher, Washer, Dryer and Fireplace. Upper Unit: Fridge, Stove, Hoodvent, Dishwasher, Washer, Dryer and Fireplace.All Electronic Light Fixtures, All Window Coverings and 2 A/C Units.
Mortgage calculator
Estimated mortgage payment
$7,523 per month
- Principal and interest
- $7,523
- Property tax
- $778
- Condo fees
- $0
- Estimated monthly cost
- $8,301
Your mortgage
- Mortgage amount
- $1,359,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $897,641
Cash to close
- Down payment
- $339,800
- Land transfer tax (Ontario + Toronto)
- $60,910
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $400,710
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.