Gurvinder Nokwal REALTOR®
For Sale Detached 201 days on market

$575,000 ↓ $20,000 from $595,000

Est. payment $2,546/moCalculate yours

10 Front Road, Loyalist, ON K0H 2S0

Amherst Island, Loyalist, ON K0H 2S0

  • 2 Beds
  • 1 Baths
  • 1,500 Sq Ft

Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X12938322

About this home

Imagine trading your daily routine for life on Amherst Island, reached by a scenic 15-minute ferry crossing from Millhaven. At 10 Front Road, you’ll find a true four-season waterfront retreat set on 4.2 level acres with 305 feet of deeded waterfront along Lake Ontario’s North Channel. This fully winterized century home, built in 1918, offers the charm of a classic cottage with the comfort of year-round living, so it’s just as inviting for a weekend escape as it is for settling in through every season. The main floor has a spacious dining room, a cozy living room warmed by a propane stove, and a bright sunroom with water. The primary bedroom is conveniently located on the main floor, while a second bedroom and additional storage await upstairs. The deck and porch are perfect for watching the sun rise over the fields and set over the water. Spend your days kayaking, fishing, and birdwatching right from your own clean, level shoreline. The open acreage gives you room to garden, entertain, or simply enjoy the quiet of island life, with panoramic views over the bay, lake, and surrounding pastureland. Amherst Island is known for its close-knit community and natural beauty, with a general store, seasonal restaurant, museum, and artisan studios all just a short drive away. Whether you’re looking for a peaceful getaway or a place to call home full-time, 10 Front Road offers a rare chance to own a genuine slice of waterfront cottage country, just a short ferry ride from the mainland.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
Extension
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Unfinished, Partial Basement

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
305.09 x 514.65 Feet
Parking
None garage · 2 total
Zoning
SR-5

Financial

Property Taxes
$1,880 (2026)

Location

Neighbourhood
Amherst Island
Cross Street
FRONT ROAD & LOWER 40 FOOT
Direction Faces
East

Listing

MLS® Number
X12938322
Days on Market
201
Listed On
2026-03-31
Listed By
RE/MAX FINEST REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Primary Bedroom Main 11′ 6″ × 12′ 6″
Living Room Main 22′ 6″ × 12′ 2″
Laundry Main 11′ 6″ × 7′ 10″
Bedroom 2 Second 12′ 2″ × 15′ 3″
Dining Room Main 12′ 1″ × 14′ 11″
Family Room Main 10′ 10″ × 7′ 10″
Kitchen Main 16′ 7″ × 6′ 11″
Other Second 19′ 5″ × 6′ 4″
Breakfast Main 12′ 4″ × 7′ 10″

Features

Interior

  • Primary Bedroom - Main Floor
  • Propane Tank
  • Sump Pump
  • Water Heater Owned

Property

  • Beach
  • Cul de Sac/Dead End
  • Island
  • School
  • School Bus Route
  • Waterfront

Pool

  • None
Included
Dryer, Microwave, Refrigerator, Stove, Washer, Window Coverings
Excluded
None
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $32,500 (5.65%)

Amortization, years

Estimated mortgage payment

$2,546 per month

Principal and interest
$2,546
Property tax
$157
Estimated monthly cost
$2,703

Your mortgage

Mortgage amount
$460,000
Mortgage insurance
Not needed
Interest over 25 years
$303,793

Cash to close

Down payment
$115,000
Land transfer tax
$7,975
Total, before legal fees
$122,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

10 Front Road, Loyalist, ON K0H 2S0 Amherst Island, Loyalist, ON K0H 2S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$575,000 10 Front Road, Loyalist, ON K0H 2S0
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