Gurvinder Nokwal REALTOR®
For Sale Duplex 117 days on market

$639,900 ↓ $60,000 from $699,900

Est. payment $2,833/moCalculate yours

10 Joseph Street, Tillsonburg, ON N4G 1H8

Tillsonburg, Tillsonburg, ON N4G 1H8

  • 3 + 2 Beds
  • 2 Baths
  • 2 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of Century 21 Heritage House Ltd Brokerage MLS® X13480342

About this home

ATTENTION INVESTORS! There is nearly 2600 square ft of liveable space in this UP AND DOWN DUPLEX with the possibility of MORE! In the Upper, enjoy a well-kept, 2+1 bed, 1 bath unit, boasting a large open concept kitchen and living area that connects through sliding doors to an elevated and covered deck. Also, find a dedicated dining room, secondary sitting room as well as two beds and a 3pc bath on the main level. Upstairs, find a sprawling master bedroom with ample closet space and storage. This unit is occupied by Tenants who are willing to stay, and who pay a competitive market rate. BUT WAIT! THERE’S MORE! Downstairs, a legal 2 bedroom apartment was created in 2024! In this unit, you will find two spacious bedrooms, a 3pc bath, and an open concept kitchen and living area. This unit is also occupied by Tenants who are paying a current market rate and willing to stay! Other highlights include: Furnace and AC (22), roof (21), massive carport, updated windows. FURTHER OPPORTUNITY! A potential third unit, with its own fenced yard area can potentially be created in the space currently operating as the carport. The carport is massive with skylights - Buyer to verify. This home is located on a quiet street and situated mere walking distance to schools, shopping, trails, ballfields, Lake Lisgar and the Tillsonburg Community Centre. It offers a traffic light-free commute to the 401 (14 min). This property represents a great opportunity for; families looking multi-generational accommodation and/or for investors seeking units with reliable tenants paying market rates, as well as the option to create more. Don’t let this opportunity pass you by!

Property details

Overview

Property Type
Duplex
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 2
Bathrooms
2
Kitchens
2
Basement
Apartment, Separate Entrance, Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block, Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
60.16 x 117.24 Feet
Parking
Carport garage · 8 total
Zoning
R2

Financial

Property Taxes
$2,500 (2026)

Location

Neighbourhood
Tillsonburg
Cross Street
Tillson Ave
Direction Faces
North

Listing

MLS® Number
X13480342
Days on Market
117
Listed On
2026-06-23
Possession
90 Days
Listed By
Century 21 Heritage House Ltd Brokerage

Rooms

Room Level Dimensions
Family Room Main 16′ 11″ × 15′ 7″
Bedroom 5 Basement 12′ 4″ × 8′ 2″
Bedroom 2 Main 11′ 3″ × 10′ 1″
Dining Room Main 11′ 8″ × 8′ 3″
Bedroom 3 Main 10′ 2″ × 8′ 3″
Primary Bedroom Second 18′ 5″ × 11′ 3″
Kitchen Basement 18′ 11″ × 12′ 9″
Living Room Main 18′ 11″ × 11′ 8″
Mud Room Main 6′ 7″ × 8′ 3″
Bedroom 4 Basement 12′ 4″ × 8′ 2″
Kitchen Main 11′ 8″ × 8′ 3″

Features

Interior

  • Accessory Apartment
  • In-Law Suite
  • Storage
  • Water Heater

Property

  • Level
  • Public Transit

Pool

  • None

Mortgage calculator

Minimum for this price: $38,990 (6.09%)

Amortization, years

Estimated mortgage payment

$2,833 per month

Principal and interest
$2,833
Property tax
$208
Estimated monthly cost
$3,042

Your mortgage

Mortgage amount
$511,920
Mortgage insurance
Not needed
Interest over 25 years
$338,082

Cash to close

Down payment
$127,980
Land transfer tax
$9,273
Total, before legal fees
$137,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

10 Joseph Street, Tillsonburg, ON N4G 1H8 Tillsonburg, Tillsonburg, ON N4G 1H8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$639,900 10 Joseph Street, Tillsonburg, ON N4G 1H8
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