$385,000
Est. payment $1,705/moCalculate yours
10 MONCK Street, St. Catharines, ON L2S 1L6
458 - Western Hill, St. Catharines, ON L2S 1L6
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of KELLER WILLIAMS COMPLETE REALTY MLS® X13755094
About this home
Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines’ most convenient and sought after pockets. This thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers looking for something move in ready.Inside you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been genuinely cared for. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, the potential here is serious. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45 x 148 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $3,124 (2025)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- St.Paul West & Pelham Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13755094
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- Flexible
- Listed By
- KELLER WILLIAMS COMPLETE REALTY
Rooms
Features
Interior
- Sump Pump
Property
- Hospital
- Park
- Public Transit
- School
Pool
- None
- Included
- Fridge, Stove, Washer & Dryer
- Excluded
- None
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$1,705 per month
- Principal and interest
- $1,705
- Property tax
- $260
- Condo fees
- $0
- Estimated monthly cost
- $1,965
Your mortgage
- Mortgage amount
- $308,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $203,409
Cash to close
- Down payment
- $77,000
- Land transfer tax
- $4,250
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $81,250
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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